Top 10 RCBC Credit Card Promos & Welcome Gifts

Credit card promos should do more than just add value—they should elevate your lifestyle from day one. RCBC Credit understands that our new members expect more than just a line of credit; they expect a gateway to premium experiences. From exclusive cashback and retail e-vouchers to world-class travel rewards, our 2026 incentives are designed to make your first months of membership truly extraordinary.

Knowing which offer aligns with your personal goals—whether it’s global travel or high-end fashion—is the first step toward a rewarding partnership. Below are ten notable RCBC credit card promos and Welcome Gifts that showcase the best of what it means to be an RCBC cardholder.

RCBC Credit Card Promos and Welcome Gifts: Your Red Carpet Entry
A credit card should do more than help you pay—it should give you something back. RCBC regularly offers promotions that let cardholders enjoy savings, rewards, exclusive discounts, and limited-time welcome offers. While specific campaigns change throughout the year, keeping an eye on the latest RCBC credit card promos can help you maximize the value of every purchase.

1. Mastercard: Adidas eGift 
   Promo Period: July 1 to September 30, 2026 
   Step up your style with premium athletic wear and footwear. Score your perfect gear by hitting the spend tier on your new Mastercard.

₱30,000 Spend: ₱3,000 Adidas eGift

• Eligible Cards: RCBC Classic Mastercard, RCBC Landmark Anson's Mastercard

₱50,000 Spend: ₱5,000 Adidas eGift

• Eligible Cards: RCBC Classic Mastercard, RCBC Landmark Anson's Mastercard, RCBC Gold Mastercard

₱100,000 Spend: ₱10,000 Adidas eGift

• Eligible Cards:  RCBC Classic Mastercard, RCBC Landmark Anson's Mastercard, RCBC Gold Mastercard, RCBC Diamond Card Platinum Mastercard, YGC Rewards Plus Platinum Mastercard, RCBC Black Card Platinum Mastercard, RCBC World Mastercard

2. Visa: The Travel Club Digital Voucher
   Promo Period: July 1 to September 30, 2026 
   Gear up for your next getaway with premium luggage and travel essentials. Unlock your digital voucher when you hit your spending goal.

Redeemable Brands at The Travel Club:

• Bags & Luggage: Ace, Briggs & Riley, Delsey Paris, Lojel, Traveler's Choice, World Traveler
• Backpacks & Packs: Gregory, Hedgren, Hellolulu, Herschel, Kipling, Osprey, Timbuk2, Topo Designs
• Outdoor Gear & Apparel: Columbia, Mont-bell, Quiksilver, Roxy, Sea to Summit, Snow Peak
• Footwear: Allbirds, Birkenstock
• Hydration & Wellness: Hydro Flask, Nalgene, Owala, Therabody, Theragun
• Travel Comfort & Accessories: Cabeau, Eagle Creek

₱30,000 Spend: ₱3,000 The Travel Club Digital Voucher

• Eligible Cards: RCBC Flex, YGC Rewards Plus Classic Visa

₱50,000 Spend: ₱5,000 The Travel Club Digital Voucher

• Eligible Cards: RCBC Flex, YGC Rewards Plus Classic Visa, YGC Rewards Plus Gold Visa, RCBC Flex Gold Visa

₱100,000 Spend: ₱10,000 The Travel Club Digital Voucher

• Eligible Cards: RCBC Flex, YGC Rewards Plus Classic Visa, YGC Rewards Plus Gold Visa, RCBC Flex Gold Visa, RCBC Airmiles Visa Signature

3. JCB: Up to ₱10,000 Cashback 
   Promo Period: July 1 to September 30, 2026
   Earn cashback when you activate your new RCBC JCB Credit Card and meet the required spend within 60 days from card receipt.

₱30,000 Spend: ₱3,000 Cashback

• Eligible Cards: RCBC JCB Classic

₱50,000 Spend: ₱5,000  Cashback

• Eligible Cards: RCBC JCB Classic, RCBC JCB Gold

₱30,000 Spend: ₱3,000 Cashback

• Eligible Cards: RCBC JCB Classic, RCBC JCB Gold, RCBC JCB Platinum

Important Note: This Welcome Gift offer is valid from July 1 to September 30, 2026 and is exclusive to new-to-RCBC Credit Card applicants. Activate your card, meet the required spend within 60 days from card receipt, and register through the official redemption page to claim your cashback.

4. ZALORA Shopping Credits
   Enjoy instant retail value with ZALORA shopping credits applicable to a wide range of fashion and lifestyle items. Simply meet the required spend within the qualifying period and register to receive your reward.
• Spend at least ₱30,000 within 60 days (single or accumulated): ₱5,000 ZALORA Shopping Credits (registration required)
5. AirAsia Cards: Travel Rewards
   Convert your early spending into AirAsia points and start building your travel fund immediately. Meet the spend requirement within the first 60 days and complete registration to unlock your points.

Classic

• Spend at least ₱20,000 within 60 days: 10,000 AirAsia Points

Platinum

• Spend at least ₱40,000 within 60 days: 15,000 AirAsia Points

6. Visa Signature: Airmiles Boost
   Earn a strong airmiles bonus by meeting the required spend within the qualifying period. This provides a head start for redeeming flights and travel rewards.
• Spend at least ₱60,000 within 60 days (single or accumulated): 15,000 Airmiles (registration required)
7. Visa Infinite: High-Value Rewards 
   Unlock a substantial rewards bonus designed for higher-tier cardholders. Once the required spend is completed within the set period, registration is required to receive the points.
• Spend at least ₱60,000 within 60 days: 100,000 Rewards Points (registration required)

Pro-Tips to Maximize Your Membership

• Choose Your Path Early 
  Whether you value travel perks, shopping rewards, dining privileges, or everyday savings, choose the RCBC credit card that best matches your spending habits and financial goals. 
• Power Up Your Spending
  Use your card for all major lifestyle purchases—insurance, gadgets, or travel bookings—to hit your spend target effortlessly within the first 60 days.
• Stay App-Connected
  Download the RCBC Pulz app to track your spending in real-time and ensure you're on track to claim your reward.

Your Journey to Elite Rewards Starts Here

Every RCBC credit card is designed to bring you closer to the experiences and rewards that matter most, whether you're shopping, traveling, dining out, or managing your everyday finances. Branded Welcome Gifts, such as Zara vouchers and Delsey luggage, make your first steps as a cardholder even more rewarding.

No matter which card you choose, you'll enjoy world-class service, innovative features, and exclusive privileges designed to complement your lifestyle. Explore the full RCBC Credit card lineup today and find the perfect card for your financial journey.