Unlocking Peace of Mind:
How RCBC Travel Insurance and Purchase Protection Safeguard Your Journey

Every trip is an exciting adventure of new experiences. However, the satisfaction that comes with it also has an element of unpredictability—missed flights, lost luggage, sudden medical emergencies, or fraudulent transactions. These unexpected mishaps can turn your dream vacation into a living nightmare.

Fortunately, RCBC credit cardholders can access free travel insurance and purchase protection to prevent unwanted disruptions from ruining your plans or straining your finances. RCBC's travel insurance and purchase protection bring key benefits, which is why they are must-haves for your trips.

Travel Insurance Defined

Travel insurance protects you against unexpected disruptions, from flight cancellations to lost baggage and medical emergencies. If something goes wrong before or during your trip, travel insurance can offer emergency assistance, such as reimbursement of expenses or coverage of medical bills.

Unforeseen events could lead to significant financial loss, making travel insurance essential. Whether on a family vacation or business trip, you can use travel insurance to ensure you can handle emergencies with minimal stress and out-of-pocket costs.

Purchase Protection Defined

The purchase protection benefit from your credit card provider covers eligible goods against loss, theft, or accidental damage within a specified period. It guarantees that your items remain protected after you complete the transaction. This perk offers extra security when you shop, whether it's luxury goods, electronics, souvenirs, or other knick-knacks, during your travels.

In case of theft, accidental breakage, or loss, purchase protection allows you to claim reimbursement or replacement for anything that's part of your coverage. It makes shopping not just fun but also safe.

RCBC Travel Insurance and Purchase Protection Inclusions

Enjoy comprehensive travel insurance and purchase protection on every journey with these benefits from RCBC credit card travel insurance:

1. Accidental death, dismemberment, or disablement
   
   Financial protection applies in case of accidental death or serious injury during a trip. RCBC credit card travel insurance covers these unfortunate incidents with compensation for you or your beneficiaries. While unpleasant scenarios are not welcome news, having travel insurance can help ease financial woes.
2. Recovery of travel expenses due to emergencies of traveler's immediate family
   
   Emergencies back home can instantly derail your travel plans, leaving you with unreasonable costs and emotional stress. If you need to cut your trip short due to a serious illness or death in your immediate family, RCBC travel insurance helps cover expenses related to your return, including rebooking flights or securing last-minute accommodations.
   
   This benefit keeps you from worrying about financial setbacks so that you can support your loved ones during a difficult time.
3. Travel inconvenience benefits
   
   Delayed flights, detours, trip cancellations, lost baggage, etc., can be annoying and expensive. RCBC travel insurance compensates for these inconveniences so that you can recover all costs related to unexpected travel disruptions. It also ensures that you can continue your journey with minimal stress even when your trip doesn't go according to plan.
   
   With coverage for additional expenses, you can book a new flight, find alternative accommodations, or replace what's in your lost luggage. When you have travel insurance, you don't need to worry about unforeseen hiccups ruining your budget or experience while you scramble for solutions.
4. Emergency medical treatment for accidents or sicknesses
   
   Medical emergencies can strike out of the blue, and treatment costs abroad can be overwhelming. In case of illness or injury during your trip, RCBC credit card travel insurance gives you access to medical coverage. Whether you require hospitalization, outpatient care, or emergency medical evacuation, you can receive proper care and maintain your well-being without worrying about hefty expenses.
5. Travel assistance benefits
   
   It can be challenging to navigate an emergency in a foreign country, especially when encountering language barriers or unfamiliar systems. Fortunately, RCBC travel insurance offers travel assistance services such as 24/7 emergency hotlines, legal assistance, and coordination for medical emergencies to ensure that help is always within your reach.
6. Value-added features
   
   Beyond standard travel insurance, RCBC offers additional benefits that enhance your travel experience. Your credit card's travel insurance and purchase protection features may include concierge services, access to exclusive airport lounges, and discounts on travel-related expenses. These perks add convenience, luxury, and extra comfort to your trips, making them smoother and more enjoyable.

Travel with Confidence with RCBC

Unexpected travel mishaps don't have to ruin your experience. RCBC Credit Cards feature insurance and purchase protection, allowing you to explore the world confidently because you have financial safeguards against disruptions, medical emergencies, and shopping-related risks.

Don't leave your travels to chance—secure them with RCBC's free travel insurance, available when you book your overseas flight ticket using your RCBC credit card. Simply register online to avail of this benefit and receive a copy of your eCertificate of Coverage (eCoC). Apply now for an RCBC credit card and enjoy peace of mind with comprehensive travel and purchase protection.

The world is yours—go anywhere, and we'll handle the rest..