Boost your business with
RCBC Negosyo Bundle!

Become an RCBC merchant and watch your business thrive!

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Empower your business with a complete suite of financial tools designed to help you streamline operations, increase profits, and ensure sustainable growth.

Why Choose RCBC Negosyo Bundle

Low-Cost Cashless Payment Solutions

Accept secure, contactless payments with low merchant fees and convenient payment tools


Business Saving & Financing Options

Grow your funds with high-interest business savings and access fast, flexible loan offers tailored for entrepreneurs


Extra Perks with RCBC Negosyo Bundle Plus

Unlock added features like POS terminals, payroll solutions, revenue from community-based banking services, insurance coverage, and VIP banking privileges.


Ready to supercharge your business?


RCBC Negosyo Bundle Key Features & Benefits

Accept secure, contactless payments with RCBC QR Pay – now with a special Merchant Fee as low as Php5 for every transaction. Enjoy daily settlements while offering your customers a secure and faster checkout experience.

Enjoy up to 2.5% annual interest on your RCBC OneAccount Business with an initial deposit of Php50,000 with no No Average Daily Balance (ADB) requirement. 

With no ADB requirement, you can access or withdraw the initial deposit whenever you need it.

Unlock exclusive loan offers designed just for you!

You can qualify for an RCBC Personal Loan with a special monthly add-on rate of only 0.90% and flexible terms of up to 36 months. To be eligible, simply maintain a monthly average of at least Php50,000 in sales volume over the last 3 months using RCBC QR Ph terminals.

No additional documents required! Once you meet the criteria, an RCBC Loans Sales Officer will reach out to you to confirm your eligibility. Please note that all loan applications are subject to credit evaluation and approval. 
Upgrade to RCBC Negosyo Bundle Plus and unlock even more tools to scale your business: 

Give your customers added flexibility at checkout with:

  • ● RCBC Tap-to-Phone. Accept Visa and Mastercard straight payments using just your NFC-enabled Android phone

  • ● RCBC POS Terminals. Accept straight and installment payments for a wider customer reach

Turn your store into a banking hub and earn from convenience fees.

● RCBC ATM Go. Let customers deposit money, send money, buy phone loads, and pay bills at your location.

● RCBC QR Cash. Let users scan and withdraw cash instantly – no card or terminal needed.

Support your team and employees with a seamless payroll experience and value-added financial services:

● Instant loans with RCBC Payday NOW and Salary Loan NOW through the RCBC Pulz app

● Access pre-qualification for Auto-Loans, RCBC Credit Card, and more

● Hassle-free setup with zero admin work on your end

Get peace of mind with exclusive insurance plans:

  • ● Sun Life Grepa Accident ProSafe which covers Group Personal Accident insurance, accidental medical reimbursement, and hospital cash benefit up to a maximum of 30 days

  • ● MICO Business Protect with fire protection coverage of up to Php500,000 

Enjoy the benefits of being a Hexagon Club Prestige member as you grow your business – priority banking and VIP queuing, 5 free checkbooks, waived appraisal fee on SME Loans, and more.



*THE FINANCIAL PRODUCTS OF SUN LIFE GREPA FINANCIAL, INC. AND MALAYAN INSURANCE CO. INC. ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE RIZAL COMMERCIAL BANKING CORPORATION.

Ready to supercharge your business?

You may also message merchantsupport@rcbcbankard.com and we’ll reach out to you.




Frequently Asked Questions

What is RCBC Negosyo Bundle?

RCBC Negosyo Bundle is designed to empower SMEs with a comprehensive suite of solutions. It includes payment solution terminals with low transaction fees, a deposit account with no Average Daily Balance (ADB), and special loan offers.

Who is eligible to sign up for the RCBC Negosyo Bundle?

Both new-to-RCBC and existing accredited SME merchants can take advantage of the RCBC Negosyo Bundle. 

What are the benefits of the RCBC OneAccount Business?

The RCBC OneAccount Business offers an annual interest rate of 2.5% with no ADB requirement. It requires an initial deposit of Php50,000, and since there is no ADB requirement, merchants can access or withdraw their initial deposit whenever needed.

What features do the payment solution terminals provide?

RCBC payment solution terminals support credit and debit card transactions, as well as QR Ph payments. Merchants can benefit from a special Merchant Fee as low as Php5 for every QR Ph transaction.

Can I access the deposit accounts or loan products if I'm already using your payment solutions?

Yes, existing SME merchants can take advantage of the deposit account and may qualify for loan offers based on their transaction history.

How can I get more information or assistance?

For any questions or further assistance, please reach out to RCBC Merchant Sales Support team at merchantsupport@rcbcbankard.com.