RCBC Pulz

Be boundless with your new everyday digital companion that lets you do more with your RCBC Credit Cards!

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Experience the new and leveled-up RCBC Pulz today!
With a fresh look, more intuitive navigation, enhanced features, and top-notch security, the RCBC Pulz makes managing your RCBC Credit Cards smarter & easier!

Stay on top of your spending.
  • Send real-time payments directly to any local bank account or e-wallet via UnliPay.
    You can save your favorite or frequent UnliPay payees for easy transactions in the future.  Plus, you can now view your UnliPay transaction history.

  • Convert straight purchases to 0% installment for 3 months or up to 36 months installment with minimal add-on rate via Unli Installment.

  • Pay and charge utility bills to your RCBC Credit Card
    You can easily search for billers per category and your saved Billers are now called ‘Favorites’.

  • Tap your phone to pay with RCBC Pay!
    Available with your RCBC Mastercard Credit Card using an NFC-enabled Android phone.
Managing your Card is smarter and safer!
  • Easily access your card information, statements, recent transactions, and available Rewards Points right at your fingertips.
  • Misplaced your Card? Instantly lock it to prevent authorized use and unlock it once you find it.
  • Activate your New, Replacement, Renewal, or Upgraded Card.
Secure and easy.
  • Existing RCBC Digital app user? You can easily log in to the RCBC Pulz using your RCBC Digital app credentials.
  • The app allows you to manage your registered devices and enable or disable your biometrics.
More features coming soon!
  • Easily request for an increase in credit limit!
  • Report a lost or damaged Card quickly and request a replacement Card.
  • Apply for an additional Card, Virtual Card, or Supplementary Card
  • More new functionalities & improvements are coming soon!
Read our FAQs

You can search for and download the RCBC Pulz app from the Google Store or App Store.

If you are an existing RCBC Digital user, you can use your current Username & Password to log in to RCBC Pulz.

If you download RCBC Pulz on your device, it will be an additional application on your list. It will not replace your existing RCBC Digital app, and will appear as two distinct apps on your list.

For your security, RCBC Pulz will require you to register your device. After device registration, there will be a 24-hour verification/holding period before you can access your RCBC accounts in the new app. To ensure continued access to your accounts, DO NOT uninstall the existing RCBC Digital app. During the 24-hour holding period for RCBC Pulz, you can still access your accounts via the existing RCBC Digital app.

If it is your first time using RCBC Pulz and have not previously downloaded or used the RCBC Digital app, simply follow these steps:

  1. Open the RCBC Pulz app, tap “Sign up for online banking” > “ I want to link my account to RCBC Digital” and click Continue.
  2. Select “RCBC Credit Card” from the list of RCBC products then read & agree to the Terms & Conditions.
  3. Enter your 16-digit Card Number & CVV and input the One-Time Password (OTP) that will be sent to your registered mobile number.
  4. Create your User ID and Password.
  5. Select the RCBC Credit Cards that you’d like to add to the RCBC Pulz app. All done!

For your security, RCBC Pulz can only be accessed on one registered device only. Please select one smartphone or tablet to use as your primary banking device.

Below are some of the changes under the "Credit Cards" tab/dashboard:

View Statement

Separate view of Transactions made by the Virtual and Supplementary Cards

Recent Transactions

Separate view of Transactions made by the Virtual and Supplementary Cards

UnliPay

  1. Separate modules for payments to RCBC and to other local banks
  2. ‘Favorites’ for frequent transactions
  3. Transaction History for Unlipay

Bills Payment

  1. Billers are arranged in Categories
  2. Updated list of saved Billers; they are now called ‘Favorites’

View Rewards

You can quickly check your available Rewards Points as of the latest Statement.

Download and register in the RCBC Pulz app now.