Easyterms 0% Installment and Buy Now Pay Later

Pay for your big-ticket purchases at 0% Installment at accredited in-store and online stores!

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RCBC Credit Cards Buy Now Pay Later at Easyterms 0% Installment
  • With your RCBC Credit Card, you can pay for big-ticket purchases like the latest home appliances and gadgets, stylish furniture, car downpayment, or even luxury items in easy installments!
  • Enjoy 0% Installment for up to 36 months at accredited in-store and online merchants, and take advantage of hassle-free payments that fit your budget.
  • You can easily charge your 0% Installment transaction on Buy Now Pay Later (BNPL) scheme at participating accredited in-store merchants.
  • Plus, you earn non-expiring Rewards Points on all your installment purchases!




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Holiday shopping on your mind?
Make it easy and rewarding at your fave SM Retail stores!

With your RCBC Credit Card, you can enjoy 0% Installment and pay up to 3 months later*.


*0% Installment and BNPL tenors, and minimum spend requirements vary per merchant. 


MORE FEATURED MERCHANTS
IN-STORE
ONLINE
Accredited Merchants

If your chosen merchant is not in the list, then just purchase whatever you want in retail or straight charge using your RCBC Credit Card and then convert your purchase to up to 36 months installment via Unli Installment using the RCBC Pulz App.

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  • SALONGA MUSIC
  • SAMSUNG
  • SAMSUNG
  • SAMSUNG
  • SANDZTEL MOBILE INC
  • SANTOL MARKETING
  • SAVE MORE
  • SAVERS DIGITAL HUB
  • SAVERS ELECTRONIC WORLD INC
  • SCAN & PRINT GRAPHIC HOUSE INC
  • SHISEIDO BEAUTY CENTER
  • SIGNATURE LINES/LEVIS
  • SILICON VALLEY
  • SKIN STATION
  • SLIMMERS WORLD
  • SM APPLIANCE
  • SM DEPARTMENT STORE
  • SM HYPERMARKET
  • SM NORTH EDSA DEPT STORE
  • SM SUPERMARKET
  • SOFITEL PHILIPPINE PLAZA
  • SOGO
  • SOLE ACADEMY
  • SOUNDROOM CORPORATION
  • SPINAL CARE CHIROPRACTIC INC
  • SPORTS CENTRAL MLA
  • SPORTSHOUSE
  • SSI
  • ST PATRICK SCHOOL INC
  • STA LUCIA / HOME
  • STA LUCIA EAST / DEPT STORE
  • SUBSCRIBERS MARKETING
  • SUBSCRIBERS PLACE
  • SUNGLASS HAVEN PHILS INC
  • SUPER MILER SALES CORP
  • SWATCH/GIFT GATE
  • SYLPAULJOYCE CORPORATION
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  • C
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1. Qualified cardholders may avail of the Easyterms 0% Installment at accredited in-store and online merchants.  
2. The accredited in-store and online merchants have sole discretion over the term/s, item/s, minimum spend requirement, and availability of Easyterms 0% Installment.
3. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
4. Easyterms 0% Installment is subject to RCBC Credit Cards' approval.
5. RCBC Credit Cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme at participating accredited merchants, wherein the first monthly amortization will be posted to the cardholder’s statement of account on the second or third cut-off date, depending on when the transaction was posted.
6. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement, and availability of BNPL applicable for the 0% installment.
7. The approved installment transaction is automatically deducted from the cardholder’s available regular card limit.
8. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.