Pay on weekdays during banking hours
via RCBC Channels and enjoy real-time crediting!
Settle your RCBC Credit Card bill at any RCBC branch, through the RCBC Pulz app, or via the RCBC Online Banking at rcbconlinebanking.com. Your payments will be credited in real time, allowing for instant replenishment of your available credit limit and immediate account reactivation. For in-branch, payments made Monday to Friday, from 9:00 AM to 4:00 PM, are credited immediately upon receipt. Payments made after 4:00 PM will be credited the next banking day.
For RCBC Pulz app or RCBC Online Banking, payments made before 6:00 PM on weekdays are credited instantly. Payments made after 6:00 PM will be credited the next banking day.
Weekdays exclude public holidays, and this benefit may not be available during system downtime or scheduled maintenance.
Scan QR & Pay
Via QRPH Payment
A unique QR code indicating your card details will be generated in your monthly Statement of Account.
There is no need to type in your account number, which means there is less chance of mistakenly sending payment to the wrong account. If you are an RCBC depositor, log in to the RCBC Pulz app, scan the QR Code in your Statement, and input the payment amount.
Anytime, Anywhere
Via the Online Banking of your Bank-of-Account
Settle your monthly RCBC Credit Card dues through your bank's internet banking website or mobile app. Simply go to the Bills Payment section and look for "RCBC Bankard" or "Bankard | RCBC" from the list of billers.
Payments are credited within 2-3 banking days.
Cut-off time for Online and ATM payments is 10:00 PM.
Pay Conveniently
Via Mobile Cash Platforms
Another easy way to pay your RCBC Credit Card bill is through e-wallets or mobile cash platforms such as Diskartech, GCash, and Maya. Look for "RCBC Bankard" or "Bankard MC or Visa or JCB" from the list of billers.
Payments are credited within 2-3 banking days.
Time your payments
Via Auto-Debit Arrangement (ADA).
If you are an RCBC depositor, you may enroll your RCBC Credit Card in RCBC Auto-Debit Arrangement (ADA) and choose to have the Total Amount Due or Minimum Amount Due automatically debited from your RCBC Deposit account each month.
Just fill out the ADA form and submit the signed form and a copy of your Statement or Card online via RCBC Secure Document Exchange. See the step-by-step guide here. Please ensure to fund your enrolled debit account at least 2 banking days before the due date with an amount sufficient to cover the payment due.
Settle your dues
Via Check Payments
Make check payments payable to RCBC, RCBC Bankard, RCBC Credit Card, or RCBC CC with your full name and 16-digit card number written on the back.
Please note that check payments are subject to clearing period.
In Numerous
ATM Locations Nationwide.
Pay via the ATMs of BDO, BP, UnionBank, and other participating BancNet and Megalink member banks.
In Over 3,000
Payment Center Locations
Settle your card bills in cash or check at any branch of RCBC, BDO, SM Bills Payment Counters, and all Bayad Centers. Dollar payments for dollar cards are accepted at all branches of RCBC and BDO.
Payments are credited within 2-3 banking days.
For SM Bills Payment, the cut-off time for payments is 7:00 PM.
