Getting Started

Let's get the most out of your new RCBC Credit Card!

Here are 4 ways that you can ACTIVATE your Card:

via SMS

Send the LAST 6 DIGITS of your credit card to 0919-160-0402 using your registered mobile number.

via the RCBC Pulz app

You can easily activate your Renewal and Replacement Cards via the App! See how it works here.

via Chat with Erica

Chat with Erica to activate your Card! On our website, click on Erica's icon in the bottom right-hand corner.

via IVR (Interactive Voice Response)

Call the RCBC Credit Cards Customer Service hotline (02) 8888-1888 and input the following prompts to activate your card:

2 – To check your credit card account

1 – To access your card (enter your 16-digit credit card number + OTP that will be sent to your mobile number)

1 – For Credit Card Services

1 – To activate your card

A confirmation will be sent to your registered mobile number within ten (10) minutes.
If no confirmation is received, call RCBC Credit Cards Customer Service Hotline.

Get the most out of your RCBC Credit Card.
Security Icon
Tips to keep your Card secure

We take protecting you and your RCBC Credit Card account seriously. See the tips on steps you can take to stay secure, plus ways to keep your account in tip-top shape!

How to Pay Your Card Icon
How to pay your Card

Spending on your RCBC Credit Card is pretty easy. We want it to be just as easy to settle your RCBC Credit Card dues through a wide range of payment options.

Check out the Promos Icon
Check out our Promos

Whether you’re into shopping for essentials, gadgets, home appliances, clothes, or you’re a foodie, or into travelling, we have exciting promos lined up for you.


Manage your RCBC Credit Cards conveniently via the RCBC Pulz app!
Easily access your card information, statements, and recent transactions right at your fingertips. Unlock more powerful ways to manage your Card - convert straight purchases to Unli Installment,  send real-time payments directly to any local bank or e-wallet account via UnliPay, charge utility bills to your Card via on-demand or auto-charge, instantly lock and unlock your Card, and many more.

Download now and get going.