Access To World-Class Airport Lounges

Enjoy the comfort and luxury offered by world-class airport lounges while waiting for your flight.

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Get access to world-class airport lounges with your RCBC Credit Card.
Relax and freshen yourself before your flight in modern & cozy lounges with complimentary snacks & beverages and convenient facilities such as free WiFi, charging, shower room & more.
Enjoy access to the PAGSS International Lounge at NAIA Terminal 1.
When traveling overseas, continue enjoying the stress-free and relaxing pampering via access to Priority Pass™ airport lounges.
Get free access to JCB Lounges in Japan, Hawaii, China, and the UK!
Lounge access benefits vary per card type.
See more information below. Terms & Conditions apply.
ACCESS TO PAGSS LOUNGE
ACCESS TO PRIORITY PASS™ LOUNGES
ACCESS TO AIRPORT LOUNGES IN JAPAN & OTHER COUNTRIES
Enjoy access to the PAGSS International Lounge at
NAIA Terminal 1.
Simply present your eligible RCBC Credit Card and your international flight boarding pass to gain access!
RCBC Credit Card Type PAGSS Lounge Benefit
RCBC Visa Infinite

UNLIMITED FREE ACCESS
for the Principal Cardholder
plus one (1) travel companion

- RCBC World Mastercard
- RCBC Hexagon Club Priority World Mastercard
- RCBC Hexagon Club Privilege Mastercard
- RCBC Visa Platinum
- AirAsia Platinum

UNLIMITED FREE ACCESS
for the Principal Cardholder

 - RCBC Black Platinum Mastercard
- RCBC JCB Platinum

Standard walk-in rate* applies 
and will be automatically waived,
as long as the Principal Cardholder uses his/her qualified RCBC Credit Card to access the lounge and meets a minimum overseas spend requirement of ₱70,000 within 30 days from the date of lounge access.
All other RCBC Credit Cards

Standard walk-in rate* applies

*The Standard Walk-in Rate is ₱3,000 per visit, as set by PAGSS.
Children eight (8) years old and below can access the lounge for free.
Terms and Conditions apply.



Operating Hours (Philippine Time):
PAGSS at NAIA Terminal 1 is open 24 hours from Monday to Sunday.


Terms and Conditions
  1. The Program. Rizal Commercial Banking Corporation (“RCBC”) offers access to accredited airport Lounges to Qualified Holders who have scheduled international flights.
  2. Accredited lounges refer to the accredited airport lounges where RCBC has an existing Lounge Agreement. For the list of Lounges, refer to the official website rcbccredit.com.
  3. Qualified holders refer to Principal Cardholders (“Cardholders”) in good credit standing who have active RCBC-issued Credit Cards (“Credit Card or Card”).
  4. Lounge Access Benefit. Access to the Accredited Lounge is a benefit that may be offered to certain Cards, as determined by RCBC. This benefit may include complimentary lounge access or a waived access fee, depending on the card type and spending requirements. Cards that do not qualify for complimentary access will be charged an access fee. RCBC reserves the right to modify the Lounge Access Benefit and the eligibility criteria at any time.
  5. How to Avail. To access the Lounge, the Cardholder must present their Card and boarding pass at the Lounge reception. The receptionist will swipe/tap/dip the Card to verify its active status and determine if the Cardholder is a Qualified Holder.
  6. Acceptance and Use of Lounges. Acceptance and use by Cardholders and their travel companion/s, as applicable, of the Lounges are subject to the availability and the respective policies of the Lounges.
  7. Cards Member Tracking Data. By availing of the Program, the Cardholder and travel companion/s, if any, consents to the collection, use, processing, and storage of the following information relating to the Cardholder and the companion: date of entry to the lounge, Cardholder name, Card number, travel companion/s’ name, and signature of the redeeming Cardholder (must be the same as what is on the back of the Card presented). The foregoing information will be collected by the Lounges when it fills out the Cards Member Tracking Data and shall be shared with RCBC. The said entities shall process, use, and store the information collected for the purpose of the administration and implementation of the Program and in accordance with their respective data privacy policies.
  8. Not Valid in Conjunction with Other Promos. The Program is not valid in conjunction with other discounts, privileges, vouchers or promotional benefits.
  9. Not Convertible. The privilege tied to the Program is not convertible to cash, credit or other goods and services.
  10. Disclaimer of Liability. The Cardholder and his/her travel companion/s understand that RCBC is not responsible for the operation, maintenance, and management of the Lounges. The Cardholder and his/her travel companion/s agree to hold RCBC free and harmless from any and all losses or damages suffered or incurred by Cardholder or his/her travel companion/s arising from or in connection with his/her availment of the services of the Lounges.
  11. Suspension or Cancellation. Fraud, abuse, unruly behavior or any unlawful or unauthorized action relating to the use and availment of the Program may result in the disqualification of the Cardholder from the Program, suspension or cancellation of his/her card privileges, or the charging of the full cost of the airport lounge access (subject to prevailing lounge access fee) to the Cardholder’s Card account, at RCBC’s discretion. This is without prejudice to any other legal action that may be taken by RCBC against the Cardholder.
  12. Dispute. All questions or disputes regarding the Cardholder’s eligibility for or availment of the Program shall be resolved by RCBC. The decision of RCBC/RBSC shall be considered as final.
  13. Governing Law and Venue. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any action or suit arising out of or in connection with these Terms and Conditions shall be filed in the proper courts of the City of Pasig, to the exclusion of all other venues.
  14. Amendment. RCBC may, at any time and for whatever reason it may deem proper, amend, revise or modify these Terms and Conditions and any such amendments shall bind the Cardholder upon notice or on the date of effectivity specified in the notice. Notice of the amendment, revision or modification may be done by RCBC/RBSC through any or all of the following means: mail or courier, electronic mail, posting on RCBC Credit Card’s website, or by such other means (electronic or otherwise) which RCBSC, at its option, considers appropriate and effective. If the Cardholder objects or is not amenable to any such amendments, revisions or modifications, the Cardholder agrees not to avail of the Program.
  15. Acceptance of the Terms and Conditions. By availing of the Program, the Cardholder agrees to be bound by these Terms and Conditions of the Program and the Terms & Conditions governing the issuance and use of RCBC Credit Cards as may be amended, revised, or modified from time to time. Likewise, the Cardholder and his or her travel companion/s shall abide by these Terms and Conditions. In case any portion of these Terms and Conditions is declared invalid or unenforceable, the portions not otherwise affected shall remain valid and enforceable.


Read our FAQs

Principal cardholders of the following RCBC credit cards enjoy unlimited complimentary access to PAGSS international lounges:

• RCBC Visa Infinite

• RCBC World Mastercard (including Hexagon Priority, Balesin & The City Club)

• RCBC Visa Platinum

• RCBC Hexagon Club Privilege

Principal cardholders of RCBC Visa Infinite are entitled to complimentary access for one (1) travel companion per visit with no visit limits.

Yes, Principal cardholders of RCBC Gold, Classic, and Co-branded Cards can access the PAGSS Lounge in NAIA Terminal 1, subject to the standard walk-in rate.

For principal cardholders of RCBC Black Platinum Mastercard and JCB Platinum, the waiver is automatic. Cardholders do not need to call or request the waiver.

If eligible, the lounge access fee will be posted, reversed, and reflected on the cardholder’s statement of account within 75 days from the lounge access date.

If the required ₱70,000 cross-border spend is not met within the specified timeframe (30 days from the date of lounge access), the lounge access fee will not be waived and will remain charged to your account.


Cross-border or overseas spend refers to transactions made outside the Philippines or with international merchants, including online purchases billed in foreign currency.

PAGSS international lounges are located at the NAIA Terminal 1 in the Philippines.

No, the complimentary and discounted lounge access privileges are exclusive to Principal cardholders.

You may contact RCBC Customer Service at (02) 8888-1888 for assistance with eligibility and spending requirements.

For principal cardholders of RCBC Black Platinum Mastercard and JCB Platinum, the lounge access fee will be reversed within 30-45 days after the spending requirement is met.