RCBC Tap-to-Phone

Turn your Android phone into a powerful payment terminal and accept Visa and Mastercard payments on the go!

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Empower your business with

Key Features

Your Android Smartphone as your payment terminal

No POS terminal? No problem! Transform your NFC-enabled Android phone into a dynamic payment terminal.


Accept contactless payments effortlessly

 Allow customers to pay with their Visa and Mastercard credit, debit, and prepaid cards, issued locally and abroad, by simply tapping their cards against the phone terminal.


Instant e-Receipts for your customers

Generate and send digital receipts via QR and email, enhancing customer satisfaction and streamlining your transaction process


Quick Settlement

Funds are credited to your account as fast as the next banking day!


Keep your business organized with the Merchant Portal

Monitor all your transactions and access reports in one user-friendly portal


24/7 Merchant Support

Our dedicated helpdesk is ready to assist you with any questions or challenges you encounter.




Ready to elevate your payment capabilities?
Send a message to merchantsupport@rcbcbankard.com and we’ll reach out to you.

RCBC Tap-to-Phone is ideal for 
● Small and Medium Enterprises
● Bazaars and Markets
● Cafés and Restaurants
● Food Delivery
● Mom & Pop stores
● Transit
● Expos
● Mobile Sales Personnel (ex: insurance, distributors)



Frequently Asked Questions

What is RCBC Tap-to-Phone?

RCBC Tap-to-Phone is an innovative solution that allows your businesses to accept Visa and Mastercard payments using your NFC-enabled Android phone.

How can RCBC Tap-to-Phone enhance my business?

By enabling you to accept contactless payments anywhere, you can increase convenience for your customers and potentially boost sales.

What are the requirements for my Android phone?

To use RCBC Tap-to-Phone, your device must meet the following requirements:

- NFC capability
- Android Operating System version 11.0 or higher
- Access to the Google Play store
- Access to Google Mobile Services

What payment methods can be accepted through RCBC Tap-to-Phone?

You can accept straight payments from Visa and Mastercard credit, debit, and prepaid cards, issued both locally and abroad.

Can I integrate RCBC Tap-to-Phone with my existing POS Terminal?

Currently, RCBC Tap-to-Phone operates independently and cannot be integrated with a POS terminal.

How can I apply for RCBC Tap-to-Phone?

To apply, simply email us at merchantsupport@rcbcbankard.com and our team will get back to you promptly.

Is there a fee?

There are no setup fees or monthly rental fees for using RCBC Tap-to-Phone. However, merchants will be charged a standard fee of 3% per transaction as the Merchant Discount Rate, and they are required to meet a monthly sales quota of ₱50,000.

How long is the application process? 

The processing time of complete applications takes around 3-5 banking days. 

How will I receive payments from my RCBC Tap-to-Phone sales transactions, and how long will it take?

Sales transactions will be credited to your RCBC bank account the next banking day for weekday transactions. For weekend transactions, it takes up to 2 banking days. Transactions to non-RCBC bank accounts will be processed through PESONET.

Do I need to be an RCBC-accredited merchant to activate RCBC Tap-to-Phone? 

Yes, you must be an RCBC-accredited merchant to accept RCBC Tap-to-Phone payments. If you are not yet accredited, please reach out to merchantsupport@rcbcbankard.com, and we'll guide you through the process.


SIGN UP NOW!
Send a message to merchantsupport@rcbcbankard.com and we’ll reach out to you.

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