Fast BillsPay

Pay your electric, phone, water bills, and more at your own convenience, 24/7!

How Does RCBC Credit Card Fast BillsPay Work?
  • Charge your electric, water, phone, internet bills, and more to your RCBC Credit Card, at your own convenience, 24/7.
  • You can choose to pay "ON-DEMAND" for one-time payments or "AUTO-CHARGE" for recurring bills that you want to be automatically charged to your RCBC Credit Card.
  • Earn Rewards Points / AIRMILES for your bills payment. Every Php250 payment earns you 1 Rewards Point/AIRMILES.
Enroll now and settle your bills conveniently!
There are two easy ways to enroll in Fast BillsPay Auto-Charge or On-Demand.

Via RCBC Pulz App

Simply log in to the App, do a one-time enrollment of the biller, then proceed to pay your bill!

See the step-by-step guide here.


Via Erica (Coming soon!)

Let Erica, your RCBC Credit Card Chatbot, assist you with paying a utility bill over chat!

  1. The RCBC Credit Card’s Fast BillsPay is a payment facility offered to RCBC Credit Cardholders to conveniently settle bill/s of accredited utility/insurance companies (“Company”) by charging the amounts thereof to their RCBC Credit Card.
  2. To avail of the facility, principal Cardholders must enroll in this program through the RCBC Pulz App (Bills Payment facility > Manage Billers) or by calling the RCBC Credit Card Customer Service hotline at (02) 8888-1888. Cardholders may enroll their utility bills account either through On-Demand or Auto-Charge.
  3. The RCBC Credit Card account/s must be active and current at the time of enrollment. Corporate cards and dollar cards are not allowed to enroll in the facility.
  4. Cardholders may enroll up to two (2) RCBC Credit Card accounts (principal or supplementary cards) to pay any of the accredited companies but maximum of five subscriber/policyholder accounts only per Company. The subscriber/policyholder account/s need not be in the name of the Cardholder.
  5. Enrollment or registration to this facility for corporate or sole proprietorship or non-personal or business-related utility bills/insurance premiums/donations is not allowed.
  6. RCBC Credit Card shall have the absolute discretion to approve or reject the enrollment application of the Cardholder.
  7. If there are unpaid bills prior to the approval of the enrolment, the cardholder must settle these unpaid bills directly with the company within the prescribed payment period. Only bills dated after approval of the enrolment may be paid through RCBC Credit Card’s Fast BillsPay payment facility.
  8. For On-Demand, upon enrollment of the subscriber/policyholder accounts and the RCBC Credit Card account/s, the principal Cardholder or his supplementary/extension Cardholder/s may simply pay their bill via the RCBC Pulz App (Bills Payment facility) or call RCBC Credit Card Customer Service anytime at 8888-1888 to pay for their enrolled subscriber/policyholder accounts. Cardholder must inform the RCBC Credit Card Customer Service Representative the subscriber/policyholder accounts to be paid, the amount to be paid and the RCBC Credit Card to be charged for the payment. In case payment instructions are received late by RCBC Credit Card, the Cardholder shall not hold RCBC Credit Cardliable for any penalty, inconvenience, delay, damage liability, loss or other consequences that may arise from late payment, including but not limited to, disconnection or interruption of services.
  9. For Auto-Charge, once successfully enrolled, the succeeding monthly utility bill will be automatically charged to the enrolled RCBC Credit Card.
  10. RCBC Credit Card shall have the absolute discretion to approve or reject the payment request. The Cardholder understands that in case RCBC Credit Card rejects the payment of bill/s on grounds such as, but not limited to, insufficient available credit line, overdue balance, invalid subscriber/policyholder number, incorrect amount or suspension by the utility/insurance companies and/or RCBC Credit Card, the Cardholder shall pay the corresponding amount of his bill/s directly to the Company. In such cases, the Cardholder shall hold RCBC Credit Card and the utility/insurance companies free and harmless from any damage for the suspension or cancellation of service, or penalties or interest that the cardholder may incur, directly or indirectly, by reason of such rejection or cancellation.
  11. For On-Demand, RCBC Credit Card shall charge the bills to the enrolled RCBC Credit Card account only upon request of principal Cardholders. Supplementary Cardholders may request for payment of principal Cardholders enrolled the supplementary cards. In case of double payment or excess payment, the Cardholders shall request reimbursement of excess payment directly with the Company.
  12. For Auto-Charge, RCBC Credit Card shall charge the bills to the enrolled RCBC Credit Card account upon receipt of the billing file from the utility company/biller. The Cardholder understands that the utility company/biller has the sole responsibility for preparing the billing file and ensuring its accuracy and completeness. RCBC Credit Card is under no obligation to verify the accuracy and completeness of the billing file received from the utility company/biller. For any errors, duplicate billing or other concerns that the cardholder has with the billing of the utility company, the cardholder agrees to address these to the utility company. RCBC Credit Card is under no obligation to resolve the same with the utility company.
  13. Bills payment transaction shall earn one (1) Rewards/Airmiles point for every P250 transaction except when the credit card enrolled is myDream JCB. For those under cash rebate programs, rebate of 0.10% shall be provided for every bills payment transaction.
  14. The utility/insurance billings, if any, shall form part of the Cardholder’s Outstanding Balance and shall be billed by RCBC Credit Card on his statement cycle.
  15. Dispute between the Company and the Cardholder regarding the service shall not affect the Cardholder’s obligation to pay his Outstanding Balance on his RCBC Credit Card.
  16. RCBC Credit Card  shall inform the Cardholder in case the payment agreement between RCBC Credit Card and the Company is terminated. It is understood that the obligation of RCBC Credit Card to process payment of bills under the Fast BillsPay shall automatically cease upon termination of RCBC Credit Card’s agreement with the Company.
  17. Cardholder may cancel his enrollment under the Fast BillsPay by giving written notice to RCBC Credit Card. Cancellation of enrollment shall be effective only after fifteen (15) days from RCBC Credit Card’s receipt of such notification. The cancellation of the enrollment shall be without prejudice to unpaid and accrued obligations of the Cardholder to RCBC Credit Card, if any.
  18. For replaced or upgraded cards, the Cardholder hereby authorizes RCBC Credit Card to automatically re-enroll under the new/replacement card number, all previously enrolled accounts in Auto-Charge, without the need of notice to or consent of the Cardholder.
  19. The above Terms and Conditions may be amended and supplemented by RCBC Credit Card from time to time. These Terms and Conditions are suppletory to and do not amend the Terms and Conditions Governing the Use of the RCBC Credit Cards, which shall continue to be binding on the cardholders.
  20. In availing himself of the Fast BillsPay, the Cardholder agrees to be bound by the Terms and Conditions of this payment facility.
Automatically charge your bills to your RCBC Credit.
List of Accredited Merchants
  • UTILITIES (Power, Water, Gas)
    • Manila Water Co.
    • Meralco
  • CABLE / TV
    • Sky Cable
    • Cignal
    • Smart
    • PLDT
    • Globe