
KEY HIGHLIGHTS
- Apply for any qualified RCBC Visa Credit Card from July 1 to September 30, 2026.
- Activate your new Card and meet the required spend within 60 days from card receipt. Register online to select your preferred welcome gift.
- To claim your Welcome Gift, simply present The Travel Club Digital Voucher at any participating The Travel Club store.
PROMO MECHANICS
- The Welcome Gift promo (“Offer”) is open to new-to-RCBC Credit Card applicants who applied from July 1 to September 30, 2026 (“Promo Period”), and subsequently got approved of the following credit cards:
- Qualified RCBC Credit cardholders must make a single-receipt or accumulated spend anywhere using the Card within 60 days from receipt of card.
| CARD TYPE |
SPEND REQUIREMENT |
WELCOME GIFT |
- RCBC Flex Visa
- RCBC YGC Rewards Plus Classic Visa
|
₱30,000
|
₱3,000 The Travel Club Digital Voucher |
- RCBC Flex Visa
- YGC Rewards Plus Classic Visa
- YGC Rewards Plus Gold Visa
- RCBC Flex Gold Visa
|
₱50,000 |
₱5,000 The Travel Club Digital Voucher |
- RCBC Flex Visa
- YGC Rewards Plus Classic Visa
- YGC Rewards Plus Gold Visa
- RCBC Flex Gold Visa
- RCBC Airmiles Visa Signature
|
₱100,000 |
₱10,000 The Travel Club Digital Voucher |
- Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
- All posted retail and installment transactions in pesos and in other currencies are qualified for the promo, including online transactions, mail & telephone orders, and recurring payments or bills payment transactions.
The transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, InstaLoan/YourCash, InstaCash/Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Cash-ins, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified:
| MCC |
MCC DESCRIPTION |
4829
|
Money Transfer – Merchant
|
6050
|
Quasi Cash – Customer Financial Institution
|
6051
|
Quasi Cash – Merchant
|
6211
|
Securities – Brokers/Dealers
|
6532
|
Payment Transaction – Customer Financial Institution
|
6533
|
Payment Transaction – Merchant
|
6536
|
MoneySend Intracountry
|
6537
|
MoneySend Intercountry
|
| 6538 |
MoneySend Funding |
6540
|
POI Funding Transactions
|
6760
|
U.S. Savings Bonds
|
8651
|
Political Contributions/Organizations
|
9211
|
Court Costs including Alimony and Child Support
|
9222
|
Fines
|
9223
|
Bail and Bond Payments
|
9411
|
Gov. Loan Payments
|
7995
|
Casino/Gambling
|
| 9223 |
Bond or Bail Payment |
- Upon meeting the required spend, the qualified cardholder must fill out the redemption form until November 30, 2026, via the online redemption form to avail of the Welcome Gift and input the following:
- Card Printed Name
- First 8 and Last 4 digits of your Card
- Preferred Welcome Gift
- Qualified cardholder’s account must be active and current at the time of registration.
- Qualified cardholders who have met the required spend amount and who have successfully filled out the redemption form will receive a confirmation via SMS to be sent to the registered mobile no. based on the schedule below:
SPEND CUT-OFF DATE
(Met spend and filled out redemption form)
|
SMS Notification |
| July 1 to August 31, 2026 |
September 21, 2026 |
| September 1 to 30, 2026 |
October 20, 2026 |
| October 1 to 31, 2026 |
November 20, 2026 |
| November 1 to 30, 2026 |
December 17, 2026 |
| December 1 to 31, 2026 |
January 20, 2027 |
- The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
- The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent and if he/she has registered for the promo and cancels the welcome gift.
- The cardholder agrees not to cancel his/her RCBC Credit Card within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Credit Card may be cancelled by RCBC Bankard Services Corporation (RBSC).
- The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
- The offer is not valid in conjunction with ongoing promotions or program for new RCBC Credit cardholders, such as “No Annual Fee For Life”.
- All employees of RCBC Bankard Services Corp., RCBC, and YGC as well as RCBC Wealth Clients are not qualified to avail of the offer.
- Secured Card and other Card Types not specified in the promo mechanics are not qualified.
- By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.
- In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final. However, if the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard Services Corp. & Rewards Partner with the concurrence of DTI shall be considered final.
- All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the issuance of last SMS confirmation.
- The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.
REDEMPTION PROCESS
- The Travel Club Digital Voucher will be sent to the cardholder via SMS to his/her registered mobile number.
- To redeem the Travel Club Digital Voucher, cardholder must visit the participating The Travel Club stores and present the SMS at the counter
- The Travel Club Digital Voucher is valid until June 30, 2027.
- The Travel Club Digital Voucher may only be used once and is not transferrable and not convertible to cash
- The Travel Club Digital Voucher can be used for regular items only and can’t be used in conjunction with other promotions of The Travel Club. Marked down items are not applicable.
- The Travel Club Digital Voucher may only be used in-store for all Primer Group brands inside The Travel Club:
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LIST OF PARTICIPATNG THE TRAVEL CLUB STORES
| METRO MANILA |
ALABANG TOWN CENTER AYALA MALLS MANILA BAY AYALA MALLS TRINOMA EASTWOOD MALL ESTANCIA MALL FESTIVAL MALL GLORIETTA 4 GREENHILLS MALL LUCKY CHINATOWN NEWPORT MALL ONE BONIFACIO HIGH STREET POWER PLANT MALL ROBINSONS MAGNOLIA ROBINSONS ERMITA SHANGRI-LA PLAZA SM CITY FAIRVIEW SM CITY NORTH EDSA SM MALL OF ASIA SM MEGAMALL SM SOUTHMALL UPTOWN MALL
|
| LUZON |
ACIENDA DESIGNER OUTLET AYALA MALLS LEGAZPI AYALA MALLS SERIN EVIA LIFESTYLE CENTER MARQUEE MALL ROBINSONS LAOAG ROBINSONS PLACE SANTIAGO SM CITY BAGUIO SM CITY BATANGAS SM CITY CLARK SM CITY MARILAO SM CITY PAMPANGA SM CITY PUERTO PRINCESA SM CITY TARLAC SM LAOAG |
| VISAYAS |
AYALA CENTER CEBU ROBINSONS GALLERIA CEBU ROBINSONS PLACE DUMAGUETE SM CITY BACOLOD SM CITY CEBU SM CITY ILOILO SM SEASIDE CEBU |
| MINDANAO |
AYALA ABREEZA MALL AYALA MALLS CENTRIO KCC MALL DE ZAMBOANGA KCC MALL OF GENSAN ROBINSONS PLACE BUTUAN ROBINSONS PLACE TAGUM SM CITY CAGAYAN DE ORO SM CITY DAVAO |
Per DTI Fair Trade Permit No. FTEB-260407 Series of 2026