Visa Platinum

Enjoy the PREFERRED lifestyle with your RCBC Visa Platinum.

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The RCBC Visa Platinum Credit Card
It's the ultimate VIP Travelers Card.
The only RCBC Credit Card that has the PREFERRED AIRMILES program that allows you to earn free flights faster.
  • Earn 1 PREFERRED AIRMILE for as low as Php25 for overseas in-store or online spend
  • Earn 1 PREFERRED AIRMILE for every Php48 for local spend
  • 1 PREFERRED AIRMILE = 1 point Asia Miles/Mabuhay Miles/airasia Rewards
Access to World-Class Airport Lounges
  • Complimentary Priority Pass™ membership
  • Unlimited free access to the PAGSS Lounge in Terminal 1 & 3 for the Principal cardholder plus one travel companion
Travel & Online Shopping Privileges
  • Free  Travel Insurance of up to Php5,000,000 and Purchase Protection when you charge all your international travel-related needs to your card
  • e-Commerce Purchase Protection of up to US$1,000 per claim per year for possible losses on online purchases which include non-delivery, wrong or incomplete delivery, or damaged purchases.
24/7 Visa Concierge Service
  • Experience the utmost convenience with a complimentary 24/7 digital personal assistant and lifestyle guide that can help you with seamless reservations for dining with exclusive offers and privileges, recommendations on staycations, local, and global activities, health and medical services, and other special services.


PREFERRED AIRMILES

Your PREFERRED AIRMILES can take you to your dream destination sooner, plus they never expire! So keep spending and accumulating your PREFERRED AIRMILES and use them whenever you want.

1 PREFERRED AIRMILE is equivalent to 1 Asia Mile/Mabuhay Mile/airasia point

TRANSACTION TYPE

SPEND REQUIREMENT TO EARN ONE (1) PREFERRED AIRMILE

Overseas Transactions
(Non-service merchants / Retail / Online)

Php25

Domestic Transactions
(Non-service merchants / Retail / Online)

Php48

Service Merchants
(i.e. supermarket, gas, drugstore)     

Php125

Utility Bills Payment

Php250


Rack up on RCBC Visa Platinum Preferred Airmiles and exchange these to Aimiles/Points of your chosen Airmiles Program. One RCBC Visa Platinum Preferred Airmile is equal to one (1) AsiaMiles/aiirasia point/PAL Mabuhay Miles. The low spend amount required to earn an RCBC Visa Platinum Preferred Airmile makes it easier for you to get a free flight to your dream destination!

To illustrate, for your Php50,000 monthly local spend, you get approximately 1,042 PREFERRED AIRMILES and for your Php50,000 monthly overseas spend, you get 2,000 PREFERRED AIRMILES. A round-trip ticket to Hong Kong via AsiaMiles is approximately 15,000 AsiaMiles. That’s a few more monthly spend to get your next free round-trip ticket!


VISA CONCIERGE SERVICE

Discover the perfect hotel, book tickets to a must-see event, reserve a table at the hottest restaurant, or find inspiration for the perfect gift.

Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world.

Services available:

  • Flight reservations 
  • Hotel reservations 
  • Restaurant reservations 
  • Car rental reservations 
  • Event ticket purchases 
  • Trip planning 
  • Other general requests 

Visa Platinum hotline numbers for Philippines by language are:

English - 1800 1441 0014 (PLDT), 1800 8908 6598 (Globe)



UP TO PHP5 MILLION TRAVEL INSURANCE COVERAGE 

As an RCBC Visa Platinum credit cardholder, you are entitled to comprehensive travel insurance coverage worth up to Php5 Million which provides the following insurance benefits:

• Accidental Death, Dismemberment and/or Disablement

• Recovery of Travel Expenses for Emergency Trip Cancellation

• Recovery of Travel Expenses for Emergency Trip Termination

• Travel Inconvenience Benefits like: Baggage Delay and Flight Delay

• Emergency Medical Treatment for Accident or Sickness

• Car Rental Protection

• Sports Activities Extension


TRAVEL INSURANCE COVERAGE (PLAN TYPE)

CARD PURCHASE OF INTERNATIONAL TRAVEL TICKET/S

Php1 Million

Php24,999 and below

Php3 Million

Php25,000 to Php39,999

Php5 Million

Php40,000 and above

Features & Benefits

Budget Management
Enhanced Security
Travel
Rewards
Get Cash
Budget Management

Unli Installment

Convert your straight purchases to installment for up to 36 months.

Spend Monitor

Get real-time SMS advisories on your credit card spending.

UnliPay

Pay anyone, anytime via real-time funds transfer using your RCBC Credit Card!

Spend Analyzer

Keep track of all your credit card transactions.

Fast BillsPay

Experience hassle-free and rewarding bills payment.

Balance Conversion

Convert your statement outstanding balance to installment.

Easyterms

Enjoy worry-free shopping with 0% installment for up to 36 months.

Balance Transfer

Consolidate your credit card bills in one card.
Enhanced Security

EMV Chip Technology

Enjoy the benefit of the chip technology that will help increase security and reduce fraud.

Shop Secure

Get One-Time Password (OTP) for your online purchases.

Web Shopper

Enjoy online shopping convenience and security.

Visa eCommerce Purchase Protection

Get free insurance on your online purchases with your premium RCBC Bankard Visa!
Travel

Free Travel Insurance & Purchase Protection

Get the assurance and protection you need when travelling abroad.

Access to World-Class Airport Lounges

Relax and freshen yourself before your flight in modern & cozy lounges with complimentary snacks & beverages and convenient facilities such as free WiFi, charging, shower room & more.

0% Installment on Purchases Abroad

Convert all your purchases abroad to installment!

Bonus Travel Limit

Get the spending power you need during your travel.

Visa Concierge

Experience utmost convenience with a complimentary concierge service that comes with your RCBC Visa Infinite or Visa Platinum.

International Acceptance

Get instant access to cash anywhere in the world.
Rewards

Airmiles

Fly for free to your dream destination sooner.
Get Cash

Cash Loan

Take the extra cash you need for your future plans.

YourCash!

Get cash on top of your available credit limit!

How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Credit Card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply at any RCBC branch or RCBC Credit Card sales booths.

  • You must be 18-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Php5,000/year (Waived on 1st Year)
Membership Fee (Supplementary) Php2,500/year (Waived on 1st Year)
See the latest Interest Rates and Other Fees & Charges here.

Ready to open yourself to new exciting experiences?


Apply Now