Visa Infinite

Discover the Infinite Joys of Shopping, Travel, and Rewards

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The RCBC Visa Infinite Credit Card
Its privileges are as impressive as it looks.
The first and only RCBC Credit Card with a metal core
  • Its metal surface and mechanically engraved elements are really eye-catching.
Rewarding Shopping - Rack up on Rewards Points because you'll
  • Get 100,000 Welcome Rewards Points!*
  • Earn Reward Points for every Php 30 spend.
  • Get 3x Rewards Points on local online purchases
  • Get 5x Rewards Points on overseas in-store and online purchases

*For first-time RCBC Credit Cardholders only

These Rewards Points do not expire, you can build these up and exchange these for AIRMILES, shopping vouchers, cash credits, donations to charitable institutions, and more!

Get more Rewards Points when you frequently use your Card!
  • Receive 20,000 BONUS Rewards Points every year with your accumulated 12 months spend of at least Php 1,000,000 and full payment of the Annual Membership Fee.
Access to World-Class Airport Lounges
Travel & Online Shopping Privileges
  • Free Travel Insurance & Purchase Protection
  • e-Commerce Purchase Protection of up to US$1,000 per claim per year for possible losses on online purchases which include non-delivery, wrong or incomplete delivery, or damaged purchases.
REWARDING SHOPPING
Rack up on Rewards Points because you’ll enjoy:
  • • 5x Rewards Points on overseas in-store and online purchases
  • • 3x Rewards Points on local online purchases

Every Php 30 Card spend will earn you 1 Rewards Point. Since these Rewards Points do not expire, you can build these up and exchange these for AIRMILES, shopping vouchers, cash credits, donations to charitable institutions, and more!
WELCOME GIFT OF 100,000 REWARDS POINTS
New-to-RCBC Credit Card RCBC Visa Infinite Credit Cardholders can get 100,000 Rewards Points (“Welcome Gift”) for the combined retail spend of at least Php60,000 using their RCBC Visa Infinite Credit Card within 60 days from card delivery. Once the spend requirement is met, simply register here to claim this Welcome Gift. 
20,000 BONUS REWARDS POINTS
Get more Rewards Points when you frequently use your Card! Receive 20,000 BONUS Rewards Points every year with your accumulated 12 months spend of at least Php 1,000,000 and full payment of the Annual Membership Fee.
24x7 VISA CONCIERGE SERVICE
Experience the utmost convenience with a complimentary concierge service that comes with your RCBC Visa Infinite. Visa Concierge is a 24/7 digital personal assistant and lifestyle guide that can help you with:
  • • Seamless reservations for dining with exclusive offers and privileges
  • • Health and medical services
  • • Entertainment and experiences
  • • Recommendations on staycations, local, and global activities
  • • Gift and shopping assistance
  • • Other special services like business, home, and roadside assistance
E-COMMERCE PURCHASE PROTECTION
Click to pay with added peace of mind knowing your purchases are insured.
With e-commerce Purchase Protection, your online purchases using your RCBC Visa Infinite are covered for possible losses up to US$1,000 claim per year for the following instances:
  • • Non-delivery of purchases item are 30 days of scheduled delivery
  • • Wrong or incomplete delivery of purchases item
  • • Physical damage to the delivered item at time of delivery
This benefit is provided by AIG Philippines Insurance, Inc. and sponsored by Visa. To claim, all you have to do is submit your claims and the relevant supporting documents to AIG Philippines Insurance, Inc. here.
HOTEL & TRAVEL PRIVILEGES
Enjoy unsurpassed value at over 900 Visa Luxury Hotel Collection properties around the world – from boutique gems to celebrated hotels and resorts which include hotel brands like Mandarin Oriental, Park Hyatt, Aman Resorts, and Six Senses Resorts, Book via visaluxuryhotelcollection.com with your RCBC Visa Infinite and enjoy best-in-class travel benefits such as:
  • • Best available rate guarantee
  • • Automatic room upgrade upon arrival, when available
  • • Complimentary in-room Wi-Fi, when available
  • • Complimentary breakfast for two
  • • US$25 food or beverage credit
  • • VIP Guest Status
  • • Late check-out upon request, when available
COMPLIMENTARY PRIORITY PASS MEMBERSHIP
Enjoy VIP access at over 1,300 airport lounges around the globe with your complimentary Priority Pass membership. All you have to do is go and gain admission by presenting your Priority Pass membership card.
Plus, enhance your travel experience and enjoy preferential rates on these airport & transport premium services:
  • • 20% OFF on 24/7 airport transfer service in key cities worldwide
  • • 25% OFF on Airport Fast Track immigration service at over 450 destinations worldwide
  • • Up to 30% OFF on Car Rental Services
Lounge access is subject to a US$27 fee. To request for a reversal, just use your RCBC Visa Infinite for at least US$1,500 (or its currency equivalent) then call RCBC Customer Service at 8888-1883.
COMPLIMENTARY TRAVEL INSURANCE
Keep yourself protected from unexpected trip-related inconveniences such as flight delay, misplaced or delayed baggage, or even emergency trip cancellation with FREE Travel Insurance coverage for up to a maximum of 15 days per trip.
Charge your international travel tickets to your RCBC Visa Infinite then register online to avail of the complimentary Travel Insurance & Purchase Protection. Our trusted provider, Malayan Insurance, shall send you an electronic Confirmation of Cover (e-CoC).

How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Credit Card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply at any RCBC branch or RCBC Credit Card sales booths.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Php6,000/year
Membership Fee (Supplementary) Php3,000/year
See the latest Interest Rates and Other Fees & Charges here.

Make that move.

Apply Now