Free Travel Insurance and Purchase Protection

Enjoy a worry-free travel with your RCBC Credit Card.

TRAVEL---PAGE-BANNER-1(4).png
Give in to your urge to travel anytime and anywhere in the world, knowing that you are assured of protection from accidents and other travel-related problems.
  • Keep yourself protected from unexpected trip-related inconveniences with complimentary Travel Insurance for you & your travel companions. 

      Just use your RCBC Credit Card to purchase your international travel tickets and register online after five (5) banking days of purchasing to guarantee timely receipt of your electronic Confirmation of Cover (e-CoC).

  • When traveling abroad, just charge your purchases abroad to your RCBC Credit Card and enjoy FREE Purchase Protection to give you peace of mind against the accidental loss or damage of items you purchased abroad.

      To file a claim, fill out this form completely within 48 hours from the happening of the incident and complete claim documents within seven (7) days from the date of the incident.


Benefits and coverage vary per card type.
Please refer to the information below. Terms & Conditions apply.
Keep yourself protected from unexpected trip-related inconveniences with complimentary Travel Insurance & Purchase Protection.
Simply charge your international travel tickets such as airfare, cruise tickets, or tour package through a travel agency to your RCBC Visa Infinite or Visa Platinum* then register online here after five (5) banking days of purchasing to guarantee timely receipt of your electronic Confirmation of Cover (e-CoC). For instance, if you booked your flight on June 10, 2024, you can already register by June 17, 2024.
This complimentary travel insurance is extended to up to 2 family members* if their travel tickets are purchased by the principal cardholder using his/her RCBC Credit Card.
Upon successful registration, an electronic Confirmation of Cover (e-CoC) will be sent to you by our trusted provider, Malayan Insurance.


*Spouses and parents up to 64 years old and children and siblings (unmarried and unemployed) up to 21 years old are eligible.

Terms & Conditions apply.

VP Plans Insurance Benefits
VP Plan 1

Card purchase of travel tickets worth
Php24,999.99 and below
VP Plan 2

Card purchase of travel tickets worth
between Php 25,000 - Php39,999
VP Plan 3

Card purchase of travel tickets worth Php40,000
and up
Personal Accident Insurance
Worldwide Php1,000,000 Php3,000,000 Php5,000,000
Recovery of Travel Expenses (Due to Emergency Situations of Traveller's Immediate Family)
Emergency Trip Cancellation Php25,000 Php25,000 Php25,000
Emergency Trip Termination Php25,000 Php25,000 Php25,000
Travel Inconvenience
Baggage Delay Php5,000 Php5,000 Php5,000
Flight Delay (due to severe weather, mechanical trouble, airline strike) Php1,000/day (up to 10 days/occurrence) Php1,000/day (up to 10 days/occurrence) Php1,000/day (up to 10 days/occurrence)



Purchase Protection
When traveling abroad, just charge in-store purchases abroad to your RCBC Credit Card and enjoy FREE Purchase Protection to give you peace of mind against the accidental loss or damage of items you purchased abroad.
To file a claim, fill out this form completely within 48 hours from the happening of the incident and complete claim documents within seven (7) days from the date of the incident.
Terms & Conditions apply.

Frequently Asked Questions

    RCBC Credit Card spend on international airfare, cruise tickets, or tour packages through a travel agency originating from the Philippines are eligible for free Travel Insurance and Purchase Protection. 

      Register for your free Travel Insurance when your credit card transaction is posted 5 banking days after purchasing at https://cloud.marketing.rcbcbankard.com/travelinsurance.

        No. Travel Insurance registrations through the website will prompt you to enter your posted transaction date and the amount reflected in the Statement of Account or the RCBC Pulz app. Make sure to have this information ready for seamless registration.

        No. To receive your Travel Insurance electronic Certificate of Cover (e-COC) before your flight, online registration is required at least 5 banking days before your scheduled flight. We strongly recommend that you register early at https://cloud.marketing.rcbcbankard.com/travelinsurance

         Your international trip is covered for up to 15 calendar days. You can request added coverage from our insurance provider and pay with your RCBC Credit Card!

        ● Extension of cover

        ● Top up/upgrade to COVID cover - for Plan B ONLY. NOT APPLICABLE TO PLAN A.

        ● Other companion (exceeding 2).

        To request for added coverage, please get in touch with MALAYAN INSURANCE:

                Email: wmigue@malayan.com, ppangilinan@malayan.com

                Telephone (632) 8628-8341/8342, (632) 8628-8712 / Mobile (+632)920 9455119

        The Insurance Provider will cover flights from the PHILIPPINES to international destinations, including those with layovers and extended/multiple stopovers in other countries. Qualified origin is from anywhere in the Philippines; the destination is another country only, not vice versa. 

        Yes. Supplementary cardholders who use their RCBC Credit Card to purchase international airfare, cruise tickets, or tour packages from travel agencies are also entitled to free Travel Insurance without Purchase Protection

        Due to the necessary coordination and verification process, we can no longer process travel insurance requests less than five (5) banking days from your travel date.

        If you register at least 5 banking days before your flight and have yet to receive your eCOC, please call the RCBC Credit Customer Hotline (02) 8888-1888 or send an email to email@service.rcbcbankard.com so we can check the status of the request and provide feedback. 

        General Requirements

        1. RCBC Credit Card used to purchase the international travel ticket
        2. Statement of Account showing purchase of International Airline Ticket
        3. International Airline Ticket/Boarding Pass
        4. Passport duly stamped by Bureau of Immigration (Departure and Arrival)

        Personal Accident

        1. Medical report
        2. In case of death, original copy of the Death certificate and coroner’s report
        3. Police report (if a medico legal case or a vehicular accident) or a duly notarized written statement by the claimant

        Emergency Medical Treatment

        1. Out-patient

        a. Original Official Receipts

        b. Medical report

        c. Laboratory results (if any was done)

        2. In-patient

        a. Statement of Account (with breakdown)

        b. Official Receipts

        c. Medical Report

        d. Laboratory results (if any was done)

        e. Operative record and hispathology results (if surgery was done)

        f. Police report (if a medico legal case or a vehicular accident) or a duly notarized written statement by the claimant

        Emergency Trip Cancellation

        1. Medical Certificate of assured or family member
        2. Duplicate copy of death certificate of the immediate family member (if family member died)
        3. Birth certificate/marriage contract of the assured (depending on the relationship of the assured with the immediate family member)
        4. Certificate of cancellation of flight from airline
        5. Original receipts of pre-booked and non-refundable lodging and transportation

        Emergency Trip Termination

        1. Medical Certificate of assured or family member
        2. Duplicate copy of death certificate of the immediate family member (if family member died)
        3. Birth certificate/marriage contract of the assured (depending on the relationship of the assured with the immediate family member)
        4. New ticket purchased
        5. Boarding passes or stamp on passport
        6. Certificate of cancellation of flight from airline
        7. Original receipts of pre-booked and non-refundable lodging and transportation

        Loss of Travel Documents

        1.  Notarized incident report or police report
        2. Document issued by the carrier for lost travel tickets or the embassy for lost passport
        3. Copy of the replacement passport and/or travel tickets
        4. Official receipts of the travel and communication expenses incurred in getting a replacement passport or travel tickets

        Flight Delay

        1. Irregularity report issued by the airline indicating the reason of the delay
        2. Receipts of expenses (food, lodging, transportation)

        Strikes and Aircraft Hijacking

        1. Irregularity report issued by the airline indicating the reason of the delay
        2. Receipts of expenses (food, lodging, transportation)

        Loss of Baggage

        1. Baggage irregularity report issued by the airline if the loss occurred while the baggage was under their custody
        2. Police report if stolen
        3. Original official receipt/s of the lost baggage/s
        4. List of lost items with brand, model, type and corresponding amount

        Baggage Delay

        1. Baggage irregularity report issued by the airline
        2. Delivery report from the airline stating the exact date and time that the baggage was retrieved
        3. Original official receipts of expenses incurred (on toiletries and clothing)

        Loss of Travel Documents

        1. Certificate issued by the carrier for lost travel tickets or the embassy for lost passport
        2. Copy of the replacement passport and/or lost travel tickets
        3. If loss occurred in such circumstances, an irregularity report from the airline or a police report
        4. Official reports of the travel and communication expenses incurred in getting a replacement passport or travel tickets