RCBC Airmiles Visa Signature Accelerated Airmiles Promo

Promo Period: November 1 – 30, 2026

How It Works

Accelerate your local spending into dream flights with your RCBC Airmiles Visa Signature Card. Reach a cumulative local spend of ₱70,000 and accelerate your rewards to 1 Signature Airmile for every ₱25 spent.

1. Register

Register your RCBC Airmiles Visa Signature Card to qualify.

Register Now

2. Spend

Use your card locally to accumulate a minimum total spend of ₱70,000 from November 1 to 30, 2026.

3. Earn & Fly

Earn 1 Mile / ₱25 (accelerated from 1 Mile / ₱48), transferable 1:1 directly to participating airline partner programs.

Crediting Details: Standard Signature Airmiles (1 mile per ₱48) will be credited on your regular statement cycle. Bonus miles earned will be posted as an account adjustment within 15 to 30 days after the promo period.

PROMO MECHANICS

  1. The Promo Period is from November 1 to 30, 2026.
  2. The Promo is open to Principal and Supplementary RCBC Airmiles Visa Signature Cardholders whose accounts are active and in good credit standing ("Cardholder").
  3. Cardholders must successfully register online (click here to register) to earn the accelerated bonus Signature Airmiles during the Promo Period.
  4. Minimum Spend Requirement & Boosted Rate: Registered Cardholders must accumulate a minimum single-receipt or cumulative qualified local spend of ₱70,000 during the Promo Period to qualify for the accelerated local earn rate of 1 Signature Airmile for every ₱25 spend (regular rate: 1 Signature Airmile per ₱48).
  5. Crediting of Regular vs. Bonus Signature Airmiles:
      • Regular Signature Airmiles:
        Qualified local transactions will initially earn at the standard rate of 1 Signature Airmile per ₱48 and will reflect directly on the Cardholder’s monthly statement of account in accordance with RCBC's regular posting cycles.
      • Bonus/Accelerated Signature Airmiles:
        The difference between the promo rate (1 mile per ₱25) and regular rate (1 mile per ₱48) constitutes the bonus airmiles. For registered cardholders who reach the minimum spend requirement, bonus airmiles will be manually computed and credited as an adjustment to the Cardholder's account within fifteen (15) to thirty (30) calendar days from the end of the Promo Period (on or before December 30, 2026).
  6. Spend Summary & Rate Comparison Table
Transaction Type Minimum Spend Requirement Regular Earn Rate
(Statement Cycle)		 Promo Earn Rate
Eligible Local Spend Reached ₱70,000 and above 1 Signature Airmile per ₱48 1 Signature Airmile per ₱25 Regular Signature Airmiles posted per cycle; bonus airmiles credited via points adjustment 15–30 days post-promo.
Eligible Local Spend Below ₱70,000 1 Signature Airmile per ₱48 1 Signature Airmile per ₱48
Spend Breakdown & Calculation Examples
Qualified Example A: Registered & Minimum Requirement Met (Spent ≥ ₱70,000)
local Spend Amount Promo at 1 Signature Airmile per ₱p25 spend Airmiles at 1 Signature Airmile per ₱48 spend
 Adjustment: Bonus Airmiles
₱80,000 3,200 Signature Airmiles 1,667 Signature Airmiles 1,533 Signature Airmiles
  1. The following transactions do not count toward the ₱70,000 spend requirement and do not qualify for accelerated airmiles earning:
      • Transactions made outside the Promo Period, or made prior to the registration date
      • Transactions made by accounts that failed to successfully register within the Promo Period
      • Installment transactions and monthly amortizations
      • Subsequently cancelled, reversed, refunded, or disputed transactions
      • Balance Conversion, Purchase Conversion (Unli 0% and Unli Installment), Cash Advance, Balance Transfer, Cash Loan/InstaCash, Your Cash!/InstaLoan, UnliPay, and Fast BillsPay
      • All types of Auto-charge, recurring bill payments, and utility payments (e.g., Meralco, Telco – Globe, Smart, Dito)
      • Quasi-cash, money transfers, casino/gambling, member financial institutions, political organizations, wholesale & distribution, and multi-level marketing/networking
      • Remittance, payment services, online aggregators, POI funding, and mobile wallet top-ups (e.g., GCash, PayMaya, GrabPay, PayPal, Coins.ph)
      • Excluded MCCs as defined above: 4829, 6050, 6051, 6211, 6532, 6533, 6536, 6537, 6538, 6540, 6760, 8651, 9211, 9222, 9223, 9411, 7995

RCBC Credit Card is dependent on the merchant category classifications assigned by acquiring banks of each merchant establishment to be able to identify qualified transactions, but RCBC Bankard Services Corp. has the sole discretion to determine whether a transaction is classified for this promo.

  1. The Cardholder’s account must remain active and in good credit standing to earn and receive the bonus airmiles adjustment. 
  2. RCBC reserves the right to reverse or deduct earned accelerated airmiles from the Cardholder's account if qualifying transactions are subsequently cancelled, refunded, disputed, or found to be invalid or fraudulent.
  3. This Promo cannot be combined with other ongoing promotions offering enhanced airmiles earn rates unless expressly permitted by RCBC.
  4. Accelerated airmiles are non-transferable and cannot be exchanged for cash.
  5. All existing terms and conditions governing the RCBC Airmiles Visa Signature Card and the Signature Airmiles Program continue to apply.
  6. All questions and issues arising from the Promo will be accommodated by RCBC Credit Cards within sixty (60) banking days after the last day of the Promo Period or not later than January 31, 2027, without prejudice to any other remedies as provided under applicable laws and subject to the prescription period prescribed under the Consumer Act of the Philippines.
  7. In case of dispute/s regarding the Promo including, but not limited to, the client’s eligibility, coverage period, and fulfilment, the same shall be resolved by RCBC Credit Cards subject to the terms and conditions of this Promo. RCBC Credit Cards’ decision shall be final and conclusive with the concurrence of DTI.

DTI Fair Trade Permit No. FTEB-271061 Series of 2026