Flex Gold Visa

The card packed with rewarding benefits to help you achieve your life goals.

Why Choose an RCBC Flex Gold Visa?
Enjoy the flexibility of earning points faster and the flexibility to redeem what you want! Plus, have the financial muscle to manage your budget better.
  • Get 2x Rewards in three preferred categories! Choose from GROCERY, GAS, TRAVEL, DEPARTMENT STORE, or HOUSEHOLD APPLIANCES. Switch preferred categories once every billing cycle. Plus, earn Rewards Points for all your other spending anywhere!
  • Exchange them for shopping vouchers, redeem them as cash rebates, use them as cash credit to your deposit account, or as donations to charitable institutions. Want free flights? Just enroll in the AIRMILES Program. The choice is yours!
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminal 1&3

How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Credit Card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

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    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply at any RCBC branch or RCBC Credit Card sales booths.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Membership Fee (Supplementary) Php1,500/year
See the latest Interest Rates and Other Fees & Charges here.
Enjoy FREE Jollibee for the whole family when you shop anywhere with your RCBC Visa Credit Card!
Enjoy special fares to Australia, Canada, China, Hong Kong, Southeast Asia, and Europe with your RCBC Credit Card.
Shop online at Rustans.com and enjoy ₱500 OFF every Friday with your RCBC Credit Card.
Spend chill nights at home and enjoy ₱350 OFF at Boozy.ph with RCBC Credit Cards.

Ready to make life goal happen?

Apply Now