Black Card Platinum Mastercard

The highly prestigious card for highly career-oriented individuals who seek the finer aspects of life.

Indulge in priceless experiences with RCBC Black Card Platinum Mastercard®
  • Available in Peso and Dollar variants
  • Earn flexible, non-expiring Rewards Points which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC account, or Donation to a charitable institution.
  • Unlimited free access to PAGSS Lounge in Terminals 1 & 3  for the Principal cardholder plus one travel companion
  • Complimentary Travel Insurance and Purchase Protection when you charge all your international travel-related needs to your card
  • Worldwide coverage of up to US$200 for your international and local purchases with Mastercard e-Commerce Purchase Protection
  • Free-for-life Supplementary Cards (maximum of 5)

How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Credit Card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements, and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

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    4. Card Delivery

    You will get a notification once your card is on its way to you!

You may also apply at any RCBC branch or RCBC Credit Card sales booths.

  • Must be 18-65 years old to qualify as a Principal Cardholder
  • Must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely accomplished and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Php3,600/year for Peso US$100/year for Dollar
Membership Fee (Supplementary) Waived up to 5 Supplementary Cards; in excess Php1,800/year (Peso), US$50/year (Dollar)
See the latest Interest Rates and Other Fees & Charges here.

Ready to open a
new world of possibilities?

Apply Now