AirAsia Platinum Credit Card

Low FX Fee of 1.85% + Faster Way to earn AirAsia points!

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Unlock Unlimited Adventures
with the AirAsia Platinum Credit Card
powered by RCBC
Enjoy an all-in lower FX Fee of 1.85%
on international purchases, both in-store and online
Unlimited local airport lounge access
Principal cardholders can enjoy unlimited free access at the PAGSS International Lounge at NAIA Terminal 1
VIP Travel Privileges
More ways to earn AirAsia points
  • Earn AirAsia points faster for as low as ₱22 per spend
  • Get 500 AirAsia Monthly* Bonus Points for an accumulated retail spend anywhere of at least ₱50,000 each month.
  • Welcome Gift of 15,000 AirAsia points* when you spend at least ₱40,000.00 within the first sixty (60) days from card issuance. Accumulate your AirAsia points and unlock unlimited adventures! Register to redeem your 15,000 AirAsia points here: https://cloud.marketing.rcbcbankard.com/aaplatreg 
  • Redeem your AirAsia points for flights, hotels, shopping & dining vouchers, and more through the AirAsia MOVE app.
Automatic AirAsia Platinum membership* status 
lets you enjoy Priority Check-in, Priority Boarding, and Xpress Baggage for you and your travel companion!
Extra Low FX Fee
Enjoy an all-in lower Foreign Currency (FX) service fee of 1.85% for all your international purchases – whether in-store or online. 
Welcome Gift of 15,000 AirAsia points
Simply spend at least ₱40,000 single or accumulated receipt purchase within 60 days from card delivery with your AirAsia Platinum Credit Card (new-to-RCBC). Once the spend requirement is met, redeem your 15,000 AirAsia points by filling out the online redemption form here: https://cloud.marketing.rcbcbankard.com/aaplatreg
Crediting of Welcome Gift AirAsia points
Welcome Gift AirAsia points will be credited to your AirAsia MOVE account based on the schedule below:

To receive the Welcome Gift AirAsia points, please ensure that you have already downloaded and successfully linked your AirAsia Platinum Credit Card to your AirAsia MOVE account. 
No AirAsia MOVE app yet? Download the AiAsia MOVE app on the App Stores or scan the QR Code below:

Earn AirAsia points faster 
Earn AirAsia points quickly with your AirAsia Platinum Credit Card! Use your Card for local and international purchases, bill payments, and when booking flights and accommodations. With the AirAsia Platinum Credit Card, you can earn 1 AirAsia Point for as low as ₱22.00 spend!

Extra AirAsia points every month
As a Principal Cardholder, you can earn Bonus Rewards Points of 500 AirAsia points every month if you meet a minimum monthly domestic spend of ₱50,000. If you have Supplementary Cardholders, their transactions will qualify as part of your spend.
*Exclusions: Transactions from Casino/Gambling, Money Transfers, Quasi Cash, Member Financial Institutions, Political Organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing/Networking, MOTO (e.g., Fern, Amway, UNO, Herbalife, UHS/USANA, Suy Sing, Dyna Drug, Young Living, and the like.)
Crediting of AirAsia points All earned AirAsia points from all the qualified spend will be credited to the Principal cardholder's AirAsia MOVE account every end of the month after statement cut-off.

Redemption of AirAsia points You can choose what to redeem using your available AirAsia points such as flights, hotel stays, digital shopping and F&B vouchers, & more!
To redeem and see the list of partners, open the AirAsia MOVE app and select Redeem.
AirAsia Platinum Membership Status
As an AirAsia Credit Card principal cardholder, you will automatically qualify for AirAsia Platinum status for the first year of card issuance, allowing you to enjoy these privileges:
  • Up to 7x AirAsia points on your AirAsia Flights and AirAsia MOVE spend
  • Up to 15% discounts on hotels
  • Priority access on tactical sales promotions (Piso Sale, Superapp Super Sale, Final Call, etc.)
  • Priority Check-in, Boarding, and Baggage which means you will be able to check-in first using designated counters where available, and then be one of the first to board the plane with Priority Boarding. In addition, you will also have the privilege of Xpress Baggage.
  • To enjoy this privilege, you must present the following at the check-in/baggage counter:
    • Active (Unexpired) AirAsia Credit Card
    • AirAsia MOVE app showing the Platinum Membership Status
    • Flight itinerary purchased using the AirAsia Credit Card
    • Passport (International Flights)

      If you are traveling with a companion, he/she can avail of the same benefits provided that he/she also has an AirAsia Platinum tier status/AirAsia Credit Card and his/her AirAsia member ID has been added to the Manage My Booking page in the AirAsia website at the time of booking.
To make sure you enjoy these wonderful benefits, don't forget to provide your AirAsia member ID when booking flights online or through a travel agent.
To maintain your AirAsia Platinum Membership status for the second year onwards, you must reach either of the following minimum spend required per year. If required spend is not met within the indicated period, membership status will change from Platinum to Red.

The Platinum Membership status and its accompanying privileges are exclusive to AirAsia Principal cardholders only.
Unlimited Local Airport Lounge Access
Relax and freshen yourself before your flight in modern & cozy lounges with complimentary snacks & beverages and convenient facilities such as free WiFi, charging, shower room & more.
You can enjoy UNLIMITED FREE ACCESS at PAGSS International Lounge at NAIA Terminal 1 by simply presenting your AirAsia Platinum Credit Card and your international flight boarding pass to gain access.
This benefit is exclusive to AirAsia Principal cardholders only.
Up to ₱5 Million Travel Insurance Coverage
As an AirAsia Platinum credit cardholder, you are entitled to comprehensive travel insurance coverage worth up to ₱5 Million which provides the following insurance benefits:
  • Accidental Death, Dismemberment and/or Disablement
  • Recovery of Travel Expenses for Emergency Trip Cancellation
  • Recovery of Travel Expenses for Emergency Trip Termination
  • Travel Inconvenience Benefits like: Baggage Delay and Flight Delay
  • Emergency Medical Treatment for Accident or Sickness
  • Car Rental Protection
  • Sports Activities Extension
Simply charge your international travel tickets such as airfare, cruise tickets, or tour package through a travel agency to your AirAsia Platinum Credit Card then register online here after five (5) banking days of purchasing to guarantee timely receipt of your electronic Confirmation of Cover (e-CoC).  Learn more here.
VISA Concierge Service
Discover the perfect hotel, book tickets to a must-see event, reserve a table at the hottest restaurant, or find inspiration for the perfect gift. Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world.
Visa Platinum hotline numbers for the Philippines by language are: English - 1800 1441 0014 (PLDT), 1800 8908 6598 (Globe)

How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Credit Card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply at any RCBC branch or RCBC Credit Card sales booths.

  • You must be 18-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

*Processing of credit card applications may take from 10 to 15 banking days

Membership Fee (Principal)
Php400/month
Membership Fee (Supplementary) Php200/month
See the latest Interest Rates and Other Fees & Charges here.
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