EXTRA 5% OFF at SM Store's 3-Day Sale
Use your RCBC Credit Card at participating SM Stores and get up to ₱2,000 OFF on top of exciting deals at the SM Store’s 3-Day Sale!
| PROMO PERIOD | PARTICIPATING BRANCHES |
| June 12 to 15 | Quiapo |
| June 13 to 15 | Cubao, Estancia, and Makati |
| OFFER |
| 5% OFF with a minimum ₱5,000 straight* in-store purchase. Discount is capped at ₱500. |
| 5% OFF with a minimum ₱15,000 installment* in-store purchase. Discount is capped at ₱2,000. |
Plus, get up to ₱12,000 Rebate on your qualified straight and installment local purchases!
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| CATEGORY | SPEND | FREEBIE | PROMO MECHANICS |
| Category 1: Straight Transactions | Min. ₱30,000 accumulated Domestic, Straight, In-store or Online Spend on select categories | Maximum Freebie: ₱5,000 per card | Click here to learn more |
| Category 2: 0% Installment Transactions Anywhere | Min. ₱35,000 single-receipt 0% installment spend anywhere | Maximum Freebie: ₱7,000 per Card |
*Register using the Unique Code and PIN Code sent via email/SMS. Cardholders with multiple RCBC Credit Cards will receive only one Unique Code for all his/ her RCBC Credit Cards, and shall only need a single registration to register all his/her qualified Cards.
SM 3-DAY SALE PROMO MECHANICS
- The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing, excluding Corporate Card.
- Promo period is from June 12 to 15, 2025.
| PROMO PERIOD | PARTICIPATING BRANCHES |
| June 12 to 15 | Quiapo |
| June 13 to 15 | Cubao, Estancia, and Makati |
- RCBC Credit Cardholders can avail of the following offers during the promo period:
| OFFER |
| 5% OFF with a minimum ₱5,000 straight* in-store purchase. Discount is capped at ₱500. |
| 5% OFF with a minimum ₱15,000 installment* in-store purchase. Discount is capped at ₱2,000. |
*The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SM Advantage/SM Prestige discounts, and other SM discounts).
- Discount will be awarded at point-of-sale at any SM Store counters.
- Promo can be availed in-store at all participating SM Store branches. The SM Store Personal Shopper and ShopSM transactions are excluded from this promo.
- The promo cannot be availed in conjunction with any other ongoing promotional offers RCBC Credit Cards.
- Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.
- Only one qualified transaction of cardholder during the promo period will be subjected for discount. In the event of multiple transactions, the highest transaction amount will receive the corresponding discount.
- RCBC Bankard Services Corp./ RCBC Credit Cards reserves the right to reverse the amount of the discount to the Principal and Supplementary Cardholder in the event of multiple availments, cancelled transaction at a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions.
- In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, and fulfillment, RCBC Bankard Services Corp/ RCBC Credit Card’s decision shall prevail with concurrence of DTI. All decisions made will be deemed final and non-negotiable. All questions or disputes shall be raised by the Cardholder within sixty (30) days after the promo period.
DTI Fair Trade Permit No. FTEB-212268 Series of 2025
