1.50% FX Conversion Fee with RCBC Visa Infinite


PROMO MECHANICS

  1. The LOWEST foreign currency (FX) service fee of 1.50% (“Promo”) is valid from June 10 to August 31, 2025, for overseas in-store or online foreign-denominated purchases/transactions charged in local currency using their RCBC Visa Infinite Credit Card.
  2. The promo is open to RCBC Visa Infinite Principal and Supplementary Cardholders in good credit standing.
  3. To compute the Peso equivalent of the foreign transactions, convert transactions in Foreign Currency to PHP using the prevailing conversion rate * 1.50%.
SAMPLE COMPUTATION
Purchase Amount in Foreign CurrencyUSD 39.99
Conversion Rate*
PHP 55.16
Peso Converted Amount
PHP 2,205.85
1.50% Low FX fee
 PHP 33.09
Total Transaction Amount Posted
to the Cardholder's Account		PHP 2,238.94

*May vary on daily conversion rates. The conversion rate will be based on the foreign exchange selling rate of the Rizal Commercial Banking Corporation at the time of transaction posting. This applies to currencies including Australian Dollar, Canadian Dollar, Euro, Hong Kong Dollar, Japanese Yen, Korean Won, Singapore Dollar, Thailand Baht, UK Pound Sterling, and US Dollar. For currencies not included in the list, the conversion rate will be based on the currency conversion rate set by Visa at the time of posting.

DTI Fair Trade Permit No. FTEB-226241 Series of 2025

FREQUENTLY ASKED QUESTIONS (FAQs)

The offer is exclusive to RCBC Visa Infinite Credit Cardholders. Other RCBC credit cards are not qualified for this promotion.

 All international transactions made in foreign currency, whether card-present (in-store) or card-not-present (online), will be charged a 1.50% FX service fee during the campaign period. Transactions must be posted in foreign currency to qualify.

No. Transactions processed in PHP or through Dynamic Currency Conversion (DCC) are excluded from the promo. Only purchases posted in foreign currency will be charged the reduced 1.50% FX conversion fee.

Transactions using a currency other than the Philippine Peso will be converted to PHP. The conversion rate will be based on the foreign exchange selling rate of the Rizal Commercial Banking Corporation at the time of transaction posting. This applies to currencies including Australian Dollar, Canadian Dollar, Euro, Hong Kong Dollar, Japanese Yen, Korean Won, Singapore Dollar, Thailand Baht, UK Pound Sterling, and US Dollar. For currencies not included in the list, the conversion rate will be based on the currency conversion rate set by Visa at the time of posting. All transactions will be subject to a Service Fee of 1.50%, representing the Visa assessment fees and the Bank's service fee, which may be adjusted occasionally.

No registration or minimum spend is required. The reduced FX service fee will automatically be charged to all eligible transactions made with an RCBC Visa Infinite Credit Card within the promo period.

The promo runs from June 10 to August 31, 2025. All eligible foreign currency transactions posted within this period will qualify.

You may check your billing statement or transaction history through the RCBC Pulz app or your Statement of Account. The FX fee is incorporated in the total amount posted for each foreign currency transaction.