Exclusive Cashback Promo

Exclusive Cashback Promo

Up to ₱5,000 CASHBACK for Straight Purchases

Valid on any item, subject to minimum single-receipt spend requirements.

Available Exclusively At

October 16 - 23, 2026

October 30 - November 1, 2026

Minimum Single Receipt Spend	Cashback
₱5,000  to  < ₱15,000	₱350
₱15,000  to  < ₱30,000	₱600
₱30,000  to  < ₱50,000	₱800
₱50,000  to  < ₱100,000	₱1,000
₱100,000  to  < ₱150,000	₱1,500
₱150,000  to  < ₱200,000	₱2,000
₱200,000 & up	₱2,500

PROMO MECHANICS

1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
2. The promo entitles the Cardholders to the above offers upon purchase of the iPhone Duo at 0% installment for 12 or 24 months using their RCBC Credit Card during the promo period at participating stores.
3. For straight purchases, qualified cardholders are entitled to a maximum cumulative cashback of ₱5,000 per unique credit card for straight transactions made at participating stores during the promo period.
4. Promo is not valid in conjunction with other existing promotional offers of RCBC Credit Cards and its partner merchants.
5. Splitting of a single transaction for the purpose of availing multiple discounts is prohibited.
6. Cashback crediting for the straight payment offers will be on or before the following dates:

7. Cashback crediting shall be subject to the following conditions:
• Cardholder's RCBC Credit Card must be active and of good credit standing at the time of crediting the Cashback. Otherwise, the Cashback shall be forfeited.
• Transactions made by the Supplementary cardholder are qualified as part of the Principal cardholder’s spend.
• Earned Cashback is treated as a credit or payment for purchases or any outstanding balance on the qualified RCBC Credit Card, which will be posted on the cardholders' Statement of Account (SOA)
• RCBC reserves the right to reverse or adjust the Cashback posted if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the cashback, or if the transaction was used to register or redeem from another ongoing promo.
• The Cashback cannot be exchanged for cash, rewards points, or products other than the offer indicated above.
• All questions or disputes on qualified transactions must be raised by the Cardholder within thirty (30) days from posting of the Cashback.
8. In case of disputes related to the promo, the decision of RCBC Credit Cards and its partner merchants shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
9. Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards’ approval.
3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement applicable for the 0% interest offering.
4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI FTEB-269136, 269797, 269984, and 270199 Series of 2026

Check out the full list of participating stores here