RCBC Digital App

Manage your RCBC Credit Cards on the go, quickly & easily!

RCBC Digital has already signed off from the App Stores (iOS and Android) and will no longer be available for use beginning June 30, 2024.

With the RCBC Digital App, you can make the most of your RCBC Credit Cards wherever you go, with just a few taps.
There’s so much you can do with the App.
Managing your Card made it easier and safer.
  • Easily access your card information, statements, and recent transactions right at your fingertips.
  • Instantly lock and unlock your Card in just a few taps.
  • Report a lost or damaged Card quickly.
  • Activate your New, Replacement, or Renewal Card.
  • Apply for an additional Card, Virtual Card, or Supplementary CardCOMING SOON.
Stay on top of your spending.
  • Convert straight purchases to 0% installment for 3 months or up to 36 months installment with minimal add-on rate via Unli Installment.
  • Send real-time payments directly to any local bank or e-wallet account via UnliPay.
  • Charge utility bills to your Card via on-demand or auto-charge for recurring bills via Fast BillsPay.
  • Get a monthly spending overview for better money management.
Secure and easy.
  • Enroll in just a few clicks using your 16-digit RCBC Credit Card card number.
  • As an additional security feature, the new app now requires device registration and bio-metrics log-in. This assures you that your accounts can only be accessed through your own devices.

Step-by-step guides

Learn how the RCBC Digital app works through these easy to read guides.

Need to update your information?

To enroll in the App, ensure that your information is updated. If you have a new mobile number or email address you’d like to use, please give us a call at (02)8888-1888.

RCBC Digital App has been awarded the Mobile Banking & Payment Initiative of the Year (Philippines) by the ABF Retail Banking Awards 2021.

The RCBC Digital App and RCBC Bankard ONLINE (www.online.rcbcbankard.com) are different applications. Please register and create a separate account for RCBC Digital App and RCBC Bankard ONLINE.

FEATURES AND FACILITIES RCBC Digital App RCBC Bankard ONLINE online.rcbcbankard.com
View Account Information – Available Limit, Outstanding Balance, Last Payment Details, Available Rewards Points
View Recent Transactions
View Latest and Previous Statements of Account
Download and Save Statement of Account in PDF
Enrollment in eStatement
Purchase Conversion – UNLI 0% and UNLI Installment
Fast BillsPay – On-Demand and Auto-Charge
Spend Analyzer
Face ID and/or Touch ID Login
One-Time Password Validation for every Transaction
Lock & Unlock Card Instantly
Report Lost or Damaged Card

Yes, it’s safe to provide your CVV within our RCBC Digital App. It’s a one-time verification requirement in order for us to authenticate your identity for future RCBC Digital App transactions.

You have to add your RCBC Credit Card via the Web version of RCBC Digital App and follow these steps:

  1. Go to http://www.rcbconlinebanking.com.
  2. Click “Manage My Accounts” from the dashboard.
  3. Select “RCBC Bankard Account Summary”
  4. Enter the 16-digit card number of your new RCBC Credit Card, Card Expiry Date, and Birth Date. Click Next.
  5. Read and agree to the Terms & Conditions.
  6. Review your Account Details and Confirm.

Please see our step-by-step guide with photos here.

You can reset your password via the App. Follow these steps:

  1. Click on Forgot Password
  2. Enter your 16-digit Card Number
  3. Enter the One-Time Password (OTP) sent to your registered mobile number.
  4. Create and submit your new password.

The One-Time Password (OTP) is sent to your registered mobile number. If you need to update your contact information including your mobile number and email address, please call RCBC Credit Card Customer Service hotline 8888-1888 (Classic, Gold, Co-Brand), 8888-1883 (Premium), 8888-1818 (AirAsia Credit Card) to request for updating of your contact information.

The purchases of the Principal & Supplementary cardholder using the main card and webshopper can be converted using the RCBC Digital App, including:

  1. Recent posted transactions
  2. Transactions in the current statement of account

Your enrolled biller must be an accredited RCBC Credit Card Fast BillsPay biller. Accredited are those with suffix (BANKARD) attached to the Biller Name. Example: MERALCO (BANKARD)

This message appears during the scheduled system maintenance. Please try accessing again after some time.

When you lock your RCBC Credit Card via the App, all transactions will be denied including recurring autopayments, such as Fast BillsPay Auto-Charge enrolled billers and subscriptions charged to the Card.

You can unlock your Card via the App anytime.

A ₱500 Replacement Fee will be charged to you.

    Download now and get going.