RCBC Visa Platinum Cardholders Advisory: Upcoming Upgrade to RCBC Airmiles Visa Signature
We are pleased to inform cardholders that the RCBC Visa Platinum Credit Card will be upgraded to the RCBC Airmiles Visa Signature, effective June 11, 2026.
This upgrade reflects RCBC’s commitment to elevating the travel and lifestyle experience of its cardholders by giving access to more exclusive privileges and enhanced benefits. The transition will be seamless, and no immediate card replacement will be required.
What to Expect with the RCBC Airmiles Visa Signature
Lower FX Conversion Fee – 1.50%*
Cardholders can enjoy greater savings on overseas and international online purchases.
Enhanced Priority Pass™ Lounge Access
Complimentary Priority Pass membership now includes up to four (4) free lounge visits per year.
Cardholders can unlock one (1) free lounge visit per calendar quarter by reaching a minimum spend of ₱250,000 within the same quarter.
Increased International Travel Insurance Coverage
Cardholders can access 24/7 Visa Concierge services for travel, dining, and lifestyle assistance via: Email: PHSignature@concierge-asia.visa.com or Hotline: 1800 8908 6594 (Globe) | 1800 1441 0082 (PLDT)
Additional Visa Signature privileges include enhanced e-commerce purchase protection and exclusive global travel and lifestyle benefits.
Refreshed Card Design Upon Renewal
Upon renewal, the card will be reissued with a new eco-friendly RCBC Airmiles Visa Signature design.
*Offer valid until December 31, 2026. Standard FX Conversion Fee is 1.70%.
DTI Fair Trade Permit No. FTEB-249414, Series of 2026. Terms and Conditions apply.
Existing Privileges You Will Continue to Enjoy
Signature Airmiles
Preferred Airmiles program is now called Signature Airmiles—with the same benefits you enjoy today. Continue earning 1 Signature Airmile for every ₱25 spent overseas or ₱48 spent locally, with 1:1 conversion to Asia Miles, Mabuhay Miles, or AirAsia points. Best of all, your airmiles remain unlimited and non-expiring.
Complimentary Local Lounge Access
Principal Cardholders will continue to enjoy unlimited complimentary access to the PAGSS Lounge at NAIA Terminal 1.
In line with the enhancements to the card features, minimal adjustments to the RCBC Airmiles Visa Signature annual fees will take effect on June 11, 2026.
| Fee | |
| ANNUAL MEMBERSHIP FEE (Principal) | ₱5,500/year (formerly ₱5,000) |
| ANNUAL MEMBERSHIP FEE (Supplementary) | ₱2,7500/year (formerly ₱2,500) |
| MONTHLY MEMBERSHIP FEE (InstaCard-Principal) | ₱230/month (formerly ₱150) |
| MONTHLY MEMBERSHIP FEE (InstaCard-Principal) | ₱115/month (formerly ₱75) |
Frequently Asked Questions
1. What is the purpose of the upgrade/conversion from RCBC Visa Platinum to RCBC Airmiles Visa Signature?
The upgrade is designed to provide you with a more premium travel and lifestyle experience. By moving to Visa Signature status, you enjoy elevated benefits, such as lower FX conversion fees, enhanced airport lounge access, and higher travel insurance covera
2. What are the key changes with the RCBC Airmiles Visa Signature card?
Here are the major upgrades:
● A modern, eco-friendly card design
● Our lowest Foreign Exchange (FX) Conversion Fee from 3.5% to 1.5%*
● Unlock up to four (4) complimentary lounge visits per year** at over 1,800 airport lounges with Priority Pass™
● International Travel Insurance coverage increased from ₱5 million to ₱20 million
*Offer valid until December 31, 2026. Standard FX Conversion Fee is 1.70%
**A quarterly accumulated spend of ₱250,000 or more is required to unlock one (1) free lounge visit per calendar quarter.
3. How will the new FX Conversion Fee benefit me?Your existing accumulated Rewards With lowered FX Conversion Fee, you’ll enjoy greater savings on all international purchases, both in-store and online.
4. How do I enjoy my free Priority Pass™ lounge visits?
As an RCBC Airmiles Visa Signature cardholder, you can now unlock up to four (4) complimentary Priority Pass™ lounge visits per year.
To unlock a free lounge visit, simply meet an accumulated quarterly calendar spend of ₱250,000 or more, which qualifies you for one (1) complimentary lounge visit for that quarter. This allows you to enjoy up to four (4) free lounge visits annually—one per quarter. For more information, please refer to the Terms and Conditions.
Any lounge visit beyond the complimentary entitlement will be charged to your card. based on Priority Pass’ prevailing rates.
5. What does the increased travel insurance cover?
The upgraded travel insurance provides coverage of up to ₱20 Million, which includes benefits such as trip cancellations, overseas medical emergencies, and lost luggage.
6. When will the new RCBC Airmiles Visa Signature cards be available?
The RCBC Airmiles Visa Signature card is set to launch on March 10, 2026.
7. Will my card number change with the conversion?
No. Your card number will remain the same, as the Bank Identification Number (BIN) is retained.
8. Will I need to pay any fees for the upgrade?
No. The upgrade is free of charge and comes at no additional cost to you.
9. Will I be notified about the upgrade?
Yes. All cardholders will receive notifications with full details and timelines.
10. Do I need to take any action to upgrade my card?
No action is needed. The upgrade is automatic, and your upgraded card will be issued upon renewal.
11. Where can I find more information about the RCBC Airmiles Visa Signature benefits?
Details will be included in your notifications and will also be available on our website.
12. Will my Annual Membership Fee (AMF) change?
Your current AMF setup will carry over.
● If your card is No Annual Fee For Life, it will remain so.
● If your card is not No Annual Fee For Life, the annual fee will be updated to: ₱5,500 for Principal Cardholders and ₱2,750 for Supplementary Cards
13. Will the upgrade affect my existing transactions (e.g., installments, recurring bills, subscriptions)?
No. All existing transactions and setups will continue without interruption.
14. Is this upgrade optional?
No. The upgrade is automatic for all existing RCBC Visa Platinum cardholders.
15. Will there be any changes to the Preferred AIRMILES program?
Your Preferred AIRMILES are now called Signature Airmiles—with the same benefits you enjoy today: Earn 1 Signature Airmile for every ₱25 spent overseas or ₱48 spent locally with 1:1 conversion to Asia Miles, Mabuhay Miles, or AirAsia points
16. What will happen to my existing Preferred Airmiles?
They will remain unchanged and will carry over to your upgraded account.
17. Will my credit limit change with the upgrade?
No. Your credit limit will remain the same.
18. When will I receive the upgraded card?
You will receive your RCBC Airmiles Visa Signature upon your renewal date.
19. What should I do if I don’t receive the upgraded card on time?
Please contact (02) 8888-1883 to check the status of the card delivery.
