Advisory on the enhanced
RCBC World Mastercard Credit Card
The RCBC World Mastercard® Credit Card is getting an exciting upgrade! Starting December 2, 2024, enjoy enhanced benefits and a stunning new card design tailored to elevate your experience.
Lower spend requirement for Rewards
Earn 1 Rewards Point for every ₱30 spent locally or ₱10 abroad. Enjoy more points with less spending!
Instant redemption with Pay with Rewards®
Let your Rewards Points do the shopping! Chat with Erica on our website to instantly redeem your Rewards Points and apply them for your recent purchases.
New Card Design
A sleek, modern look crafted from 100% recycled plastics, embodying both luxury and a commitment to sustainability.
Plus, enjoy these exceptional benefits:
Free-for-life Supplementary Cards (maximum of 9)
Mastercard® Premium Benefits
- Access exclusive dining and hotel perks, including complimentary main courses and accommodations at top restaurants and hotels both locally and internationally
- Concierge Service* for assistance with car services, airport access, and more
- Worldwide coverage of up to US$200* on your international and local purchases with e-Commerce Purchase Protection
VIP Travel Perks
- Complimentary lounge membership plus 1 free access (coming soon)
- Unlimited free access to PAGSS International Lounges at NAIA Terminals 1 and 2 for the principal cardholder plus one travel companion
- Complimentary Travel Insurance with Travel Medical & COVID-19 coverage and Purchase Protection
In light of these exciting and value-filled enhancements, please find below the new fees & charges of your RCBC World Mastercard starting January 1, 2025:
| FROM | TO | |
| ANNUAL MEMBERSHIP FEE (Principal) | ₱3,600 | ₱6,000 |
| MONTHLY MEMBERSHIP FEE (InstaCard) | ₱150 | ₱250 |
| CARD REPLACEMENT FEE | ₱500 | ₱1,000 |
*Updated as of October 10, 2024
Frequently Asked Questions
1. Will my existing RCBC World Mastercard be automatically replaced?
Your existing RCBC World Mastercard will be automatically replaced with an environment-friendly rPVC card upon renewal. If you wish to have your existing card replaced ahead of the renewal date, you may call +632 8888-1883 to request for a replacement. The applicable card replacement fee will apply.
2. Can I opt to continue with my existing RCBC World Mastercard to avoid the higher Annual Membership Fee?
Effective December 2, 2024, your existing card will automatically have the enhanced card benefits. Given this, the new membership fee will also apply effective January 1, 2025.
3. Will my existing rewards points be converted to the newly upgraded rewards system?Your existing accumulated Rewards Points earned prior to December 2, 2024 will not change. Starting December 2, 2024 your transactions will already start earning rewards points under the upgraded rewards program.
