No Annual Fee For Life + Welcome Gift

Promo Mechanics 

1. The Visa Premium Welcome Gift promo is open to new-to-RCBC Credit Card Principal card applicants with existing Philippine-issued credit cards with the BIN ranges (first 6 digits of the credit card no.) below, who applied and subsequently got approved for an RCBC Visa Platinum or RCBC Visa Infinite from May 25 to December 31, 2024.

2. Qualified cardholders must make a single-receipt or accumulated spend anywhere using their new RCBC Visa Credit Card within 60 days from receipt of card:

3. Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
4. All posted retail and installment transactions in pesos and other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.
   The following transactions are excluded from the promo: Unlipay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified.
5. Upon meeting the required spend, the qualified cardholder must register once online until February 28, 2025 at https://cloud.marketing.rcbcbankard.com/welcomevpaa to avail of the Welcome Gift and input the following:
• Unique Code (to be provided via EDM and SMS)
• Last 4 digits of your Card
6. Qualified cardholder’s account must be active and current at the time of registration.
7. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a confirmation SMS to be sent to their registered mobile no. based on the schedule below:

8. The cardholder can only avail of the No Annual Fee For Life offer and receive a Welcome Gift once for the duration of the promo.
9. The No Annual Fee For Life offer will be forfeited and the cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent and if he/she has registered for the promo and cancels the welcome gift
10. The cardholder agrees not to cancel his/her RCBC Credit Card within 24 months from its issue date. If the cardholder requests for card cancellation, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Credit Card may be cancelled by RCBC Bankard Services Corporation (RBSC).
11. The offer cannot be exchanged for cash, items, or products other than the offers indicated above.
12. The offer is not valid in conjunction with ongoing promotions for new RCBC Credit cardholders.
13. All employees of RCBC Bankard Services Corp., RCBC, and YGC are not qualified to avail of the offer.
14. Secured Card and other Card Types not specified in the promo mechanics are not qualified
15. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final. However, if the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Bankard Services Corp. & Rewards Partner with the concurrence of DTI shall be considered final.
16. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the issuance of last SMS confirmation.
17. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

Per DTI Fair Trade Permit Nos. FTEB-193544 Series of 2024