Up to ₱10,000 OFF + FREEBIE + 0% Installment at Yupangco Music and Perfect Pitch

PROMO MECHANICS

1. The promo is open to all RCBC Credit Card holders whose accounts are active and in good credit standing.
2. Promo period is from February 1 to December 31, 2025 at participating Yupangco Music & Perfect Pitch Stores.
3. Cardholders can avail of the following offers at 0% Installment for up to 24 months, plus Buy Now Pay Later* using their RCBC Credit Cards during the promo period.

*Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later.

4. Promo is not valid in conjunction with other existing promotional offers of RCBC Credit Cards and Yupangco Music.
5. In case of disputes related to the promo, the decision of Yupangco Music and RCBC Credit Cards shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards.
6. Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

EASYTERMS 0% INTEREST INSTALLMENT AND BUY NOW PAY LATER

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Bankard Services Corporation’s approval.
3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-213187 Series of 2025