

P ROMO MECHANICS
I. Eligibility
- This raffle promo is open to all new-to-RCBC Principal Credit card applicants of AirAsia Classic or AirAsia Platinum who applied from February 28 to April 30, 2026, and subsequently approved. Applicants should apply online through any existing digital acquisition channels, which include but are not limited to the following:
- Social Media Acquisition Campaigns (e.g.Meta/Facebook)
- Google Advertisements (e.g.: Search Ad, Display Ad)
- Direct to website (applications.rcbccredit.com)
- Online affiliates (e.g. Kaskasan Buddies)
- AirAsia website
- Once approved, applicants must register once (click here to register) during the promo period. By registering for the promo, the cardholder:
- agrees to receive SMS/text messages or emails, and freely consents to process their personal information in relation to the promo
- confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo
- agrees to receive SMS/text messages or email that will contain their unique referral code
- Cardholders with existing RCBC Credit Cards, as well as those with upgraded/converted cards, are not eligible for this promo. Additionally, applicants with cancelled RCBC Credit Cards within the past 24 months will also not qualify. All employees of RCBC, RBSC, AirAsia, & AirAsia Rewards and their relatives up to the second degree of affinity or consanguinity are disqualified to join the raffle component of this promo.
II. Raffle Prize and Entries
- There will be two (2) winners, each receiving 200,000 AirAsia Points.
*Each prize is valued at ₱44,000 (₱0.22 per point) and will be credited to the winner's AirAsia MOVE account.
- New RCBC Airasia Classic and Airasia Platinum applicants earn raffle entry by moving through the "Apply, Activate, and Refer" funnel:
| Qualifying Transaction |
Raffle Tickets Earned |
Card Application & Approval (Submit online credit card application w/ decision) |
2 e-Raffle Entries |
Card Activation (Upon physical card receipt and first usage within 10 days after receipt of card) |
5 e-Raffle Entries |
Unique Referral (Earn e-raffle entry for every friend who uses your unique referral code to submit an application and receives approval within the promo period) |
10 e-Raffle Entries |
- Raffle entries will be electronically-generated by RCBC. Winners will be drawn via electronic raffle system.
- Qualified cardholders will receive an SMS informing them of their earned raffle entries on May 14, 2026. The raffle draw winners will receive a notification letter to their registered mailing address. A supplemental notification will also be sent to their registered email address and mobile number.
- Raffle draw will be held at the RCBC Bankard Head Office, 31/F Robinsons-Equitable Tower, No. 4 ADB Avenue, Ortigas Center, Pasig City in the presence of a DTI representative. Since most are on a work-from-home arrangement, representatives can witness the raffle draw through any of the following online platforms: Zoom, Google, Webex, and Microsoft Teams.
| DRAW DATE |
SCHEDULE OF ANNOUNCEMENT |
| May 14, 2026 |
May 28, 2026 |
- 200,000 AirAsia points worth ₱44,000.00 will be credited to the cardholder’s AirAsia MOVE account.
- Cardholder’s AirAsia Credit Card must be active and of good credit standing at the time of crediting of the AirAsia points, otherwise, the points shall be forfeited.
- Earned AirAsia points are non-transferable, non-convertible to cash, gift certificates, rewards, trips to other destinations, other loyalty points or any other item.
- Cardholders must examine their SOA / AirAsia MOVE account for any errors related to the Promo (e.g. points computation, non-awarding of points). All questions and issues arising from the promo will only be accepted, within thirty (30) calendar days from the posting of the reward, after which the promotion is considered conclusive.
- RCBC Bankard Services Corp. (RBSC) reserves the right, with the concurrence of DTI, to reject a participant if he/she is unable to comply with the conditions set out in these promo mechanics.
- The winner shall agree to release, indemnify and hold RCBC and partners harmless from all losses, damages, rights, claims and actions of any kind arising in connection with or as a result of participating in the Raffle.
- RCBC Credit Card/RBSC reserves the right to reverse or adjust the reward awarded to the cardholder if found to be invalid or fraudulent.
- The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Cards.
III. Claiming of Prize
- The winner’s name shall be announced and posted on RCBC Credit’s official Facebook page.
- The winners must only fly with AirAsia & shall not exceed the awarded 200,000 AirAsia points when redeeming preferred flight. Any amount exceeding points will be the cardholder's responsibility. Awarded AirAsia points must be redeemed 1 year upon awarding, as stipulated in AirAsia Rewards program's standard validity period T&C. The winners must claim their prizes within the claim period. Otherwise, prizes shall be forfeited in favor of RBSC upon approval of DTI.
- RCBC Credit/RBSC will send the notification letter to the winner’s registered mailing address via courier.
- The 20% prize tax for all the prizes shall be shouldered by RCBC Credit/RBSC.
- To claim, the winner must provide the following requirements: Tax Identification Number (TIN), valid government-issued ID, RCBC Bankard’s notification letter and a signed Release, Waiver and Quitclaim Form to be sent to email@service.rcbcbankard.com.
DTI Fair Trade Permit No. FTEB-250099 Series of 2026