_20241129081154000-ec8956637a99787bd197eacd77acce5e.jpg) 
  
  
PROMO MECHANICS
  - 
    The Welcome Gift promo is open to new-to-RCBC Credit Card applicants who
    applied within the promo period from December 4, 2024 to April 30,
      2025, and subsequently got approved of an RCBC World Mastercard.
  
- 
    Qualified RCBC World Mastercard cardholders must make a
    single-receipt or accumulated spend anywhere using the Card
    within 60 days from receipt of card.
  
  
    
      | SPEND REQUIREMENT | WELCOME GIFT | 
    
      | ₱100,000 SINGLE-RECEIPT OR ACCUMULATED SPEND ANYWHERE, STRAIGHT
          OR INSTALLMENT, DOMESTIC or OVERSEAS
 | Samsonite Hi-Fi SP68 Medium Luggage
 
 
 
          _20241129081906000-0777d5c17d4066b82ab86dff8a46af6f.png)  
          *Color of the item is subject to stock availability and may vary from
          the image shown
         | 
  
  - 
    Transactions made by the Supplementary cardholder will be qualified as part
    of the Primary cardholder’s spend.
  
- 
    All posted retail and installment transactions in pesos and in other
    currencies are qualified for the promo including online transactions, mail
    & telephone orders and recurring payments or bills payment
    transactions.
 
 The following transactions are excluded from the
    promo: Unlipay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash
    Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling,
    Political organizations, Bail, Bond Payment, Wholesale & Distribution,
    Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing,
    Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with
    the following Merchant Category Codes (“MCC”) are also not qualified:
  
    
      | MCC | MCC DESCRIPTION | 
    
      | 4829 
 | Money Transfer – Merchant | 
    
      | 6050 
 | Quasi Cash – Customer Financial Institution | 
    
      | 6051 
 | Quasi Cash – Merchant | 
    
      | 6211 
 | Securities – Brokers/Dealers | 
    
      | 6532 
 | Payment Transaction – Customer Financial Institution | 
    
      | 6533 
 | Payment Transaction – Merchant | 
    
      | 6536 
 | MoneySend Intracountry | 
    
      | 6537 
 | MoneySend Intercountry | 
    
      | 6538 
 | MoneySend Funding | 
    
      | 6540 
 | POI Funding Transactions | 
    
      | 6760 
 | U.S. Savings Bonds | 
    
      | 8651 
 | Political Contributions/Organizations | 
    
      | 9211 
 | Court Costs including Alimony and Child Support | 
    
      | 9222 
 | Fines | 
    
      | 9223 
 | Bail and Bond Payments | 
    
      | 9411 
 | Gov. Loan Payments | 
    
      | 7995 
 | Casino/Gambling | 
    
      | 9223 | Bond or Bail Payment | 
  
  - 
    Upon meeting the required spend, the qualified cardholder must
    fill out the redemption form until June 30, 2025 at https://cloud.marketing.rcbcbankard.com/worldgift to avail of the Welcome Gift and input the following:
  
  - 
    Unique Code (to be provided via EDM and SMS)
  
- Card Embossed Name
- 
    First 8 & Last 4 digits of your Card
  
  *The Welcome Gift will be delivered to the cardholder’s billing address on
  file. By registering for the promo, the cardholder agrees to share his/her
  NAME, MOBILE NO., & ADDRESS with the partner/courier.
  - 
    Qualified cardholder’s account must be active and current at the time of
    registration.
  
- 
    Qualified cardholders who have met the required spend amount and who
    have successfully filled out the redemption form will receive a
    confirmation SMS to be sent to their registered mobile no. based on the
    schedule below:
  
  
    
      | SPEND CUT-OFF DATE (Met spend and filled out redemption
        form)
 
 | SMS Notification Issuance | 
    
      | December 4, 2024 to January 31, 2025 
 | February 21, 2025 
 | 
    
      | February 1 to 28, 2025 
 | March 21, 2025 
 | 
    
      | March 1 to 31, 2025 | April 25 2025 
 | 
    
      | April 1 to 30, 2025 
 | May 23, 2025 
 | 
    
      | May 1 to 31, 2025 
 | June 20, 2025 
 | 
    
      | June 1 to 30, 2025 | July 22, 2025 | 
| July 1 to 31, 2025 | August 21, 2025 | 
| August 1 to 31, 2025 | September 22, 2025 | 
  
  - 
    The cardholder can only avail of the offer and receive a Welcome Gift once
    for the duration of the promo.
  
- 
    The cardholder will be charged the cost of the Welcome Gift if he/she
    cancels the qualifying purchase and/or if the credit card transaction or
    redemption is found to be fraudulent and if he/she has registered for the
    promo and cancels the welcome gift
  
- 
    The cardholder agrees not to cancel his/her RCBC Credit Card within 24
    months from its issue date. In addition,
    by redeeming the welcome gift, the cardholder agrees to pay the full
      amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual
    membership fee, the amount equivalent to the welcome gift shall be charged
    to the cardholder’s credit card account as cancellation fee. The
    cancellation fee must be paid in full before the RCBC Credit Card may be
    cancelled by RCBC Bankard Services Corporation (RBSC).
  
- 
    The offer cannot be exchanged for cash, rewards points, or products other
    than the offers indicated above.
  
- 
    The offer is
    not valid in conjunction with ongoing promotions or program for new RCBC
      Credit
    cardholders such as but not limited to Welcome Gift or No Annual Fee
    For Life
  
- 
    All employees of RCBC Bankard Services Corp., RCBC, and YGC as well as RCBC
    Wealth Clients are not qualified to avail of the offer.
  
- 
    Secured Card and other Card Types not specified in the promo mechanics such
    as RCBC Hexagon Club Priority World Mastercard are not qualified.
  
- 
    In case of dispute with regard to the customer’s eligibility and availment
    of the promo, the decision of RCBC Bankard Services Corp. with the
    concurrence of DTI shall be considered final. However, if the dispute
    involves Rewards Partners and its performance and/or delivery of services
    and/or products to cardholders, subject to the Promo Mechanics stated above,
    the decision of RCBC Bankard Services Corp. & Rewards Partner with the
    concurrence of DTI shall be considered final.
  
- 
    All questions and issues related to the promo can be accommodated beyond the
    promo period but in no case beyond thirty (30) days from the issuance of
    last SMS confirmation.
  
- 
    The promo is subject to the Terms and Conditions governing the issuance and
    use of RCBC Credit Card.
  
  
REDEMPTION 
  - 
    The Welcome Gift shall be delivered to the cardholder’s billing address on
    file within 15 business days from the issuance of SMS confirmation.
  
- 
    The delivery is free of charge until the 2nd attempt. Redelivery charge
    shall be applied if courier is unable to successfully deliver the item.
    (Estimate: ₱1,000-₱2,800 depending on the exact location).
  
- 
    In case the cardholder is not available upon delivery, an authorized
    representative may receive the Welcome Gift.
  
  Per DTI Fair Trade Permit Nos. FTEB- 207399 Series of 2024
  