Welcome Gift: ₱200 SM Gift Pass with RCBC JCB


Plus, enjoy NO ANNUAL FEE FOR LIFE when you apply until December 31, 2025.
Learn more here


PROMO MECHANICS

  1. The Promo is open to all customers applying for a new principal RCBC JCB Credit Card from RCBC through their designated online application channel within the promo period.
  2. The Promo will run from December 15, 2025 to March 31, 2026.
  3. To be eligible for the Promo, the applicant must:
      • Apply for a new principal RCBC JCB Credit Card
      • Ensure that the online credit card application form is fully completed and submitted within the promo period. Incomplete, invalid, or duplicate submissions will not be qualified.
  4. Qualified customers will receive a ₱200 Instaperx SM Gift Pass code from the Bank within five (5) banking days after successfully completing the online credit card application form.
  5. The Promo is valid only for applications submitted through RCBC’s designated online channels. Applications submitted through other channels (e.g., in-branch, third-party agents, external partner platforms) are not eligible.
  6. Each qualified customer is entitled to receive the reward only once, regardless of the number of applications submitted during the promo period.
  7. The unique Instaperx SM Gift Pass code will be sent to the registered email address provided in the application form, along with the redemption process and list of participating merchants. RCBC is not liable for non-receipt due to incorrect, inaccessible, or inactive email addresses.
  8. The Instaperx SM Gift Pass voucher is redeemable within 60 days upon receipt.
  9. The validity, redemption, and merchant acceptance of the Instaperx SM Gift Pass code are governed by Instaperx’s and SM’s terms, conditions, and merchant policies.
  10. RCBC reserves the right to verify the eligibility of customers and may withhold the reward if fraudulent activity, misuse, or any violation of the promo mechanics is suspected.
  11. By joining the Promo, customers agree to abide by the Promo Mechanics and Terms & Conditions, including any amendments approved by the proper regulatory authority.
  12. RCBC reserves the right to modify, suspend, or terminate the Promo for any reason, with prior notice to the DTI as required.
  13. In case of disputes, the decision of RCBC, as concurred with the DTI, shall be final and binding.

DTI Fair Trade Permit No. FTEB-244668 Series of 2025