FREE TUMI Bag for New RCBC JCB Platinum Cardholders

Apply for an RCBC JCB Platinum Credit Card NOW.
To know more about RCBC JCB Platinum, click here.

Promo Mechanics:

  1. The Welcome Gift promo is open to all new-to-RCBC Credit Card applicants who applied and subsequently got approved of an RCBC JCB Platinum from September 15 to November 15, 2022. Promo extended until December 31, 2022 as approved by DTI-FTEB.
  2. Qualified RCBC Credit Cardholders must make a single-receipt or accumulated spend anywhere using their new RCBC Credit Card within 60 days from card delivery. The Welcome Gift that the cardholder can redeem will be specific to the Spend Requirement, as indicated in the table below:

    Choose one (1)
    ₱40,000.00 TUMI Alpha Split Travel Kit
    ₱60,000.00 TUMI ALPHA 3 Small Pocket Bag
    TUMI Voyageur Collection Ruma Crossbody

  3. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
  4. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions.

    The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified:

    4829 Money Transfer - Merchant
    6050 Quasi Cash - Customer Financial Institution
    6051 Quasi Cash - Merchant
    6211 Securities – Brokers/Dealers
    6532 Payment Transaction – Customer Financial Institution
    6533 Payment Transaction - Merchant
    6536 MoneySend Intracountry
    6537 MoneySend Intercountry
    6538 MoneySend Funding
    6540 POI Funding Transactions
    6760 U.S. Savings Bonds
    8651 Political Contributions/Organizations
    9211 Court Costs including Alimony and Child Support
    9222 Fines
    9223 Bail and Bond Payments
    9411 Gov. Loan Payments
    7995 Casino/Gambling
    9223 Bond or Bail Payment

  5. To avail, the qualified cardholder must register once online from September 15 to December 31, 2022 at and input the following: CARD EMBOSSED NAME, FIRST 8 DIGITS, and LAST 4 DIGITS of the CARD, PREFERRED WELCOME GIFT 
    *Once registration form has been submitted, the selected Welcome Gift shall be considered final.
    *By registering for the promo and only for the purpose of fulfilling the delivery, the cardholder agrees to share his/her NAME, MOBILE NO., and ADDRESS with RCBC Credit Cards' partner and their courier.

    Registration is extended until February 28, 2023.
  6. Qualified cardholder’s account must be active and current at the time of registration.
  7. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a confirmation via SMS which will be sent to their registered mobile no. based on the schedule below:

    (cardholder must be successfully registered
    within spend cut-off date)
    September 15 to 30, 2022 October 31, 2022
    October 1 to 31, 2022 November 29, 2022
    November 1 to 30, 2022 December 29, 2022
    December 1 to 31, 2022 January 27, 2023
    January 1 to 31, 2023 February 28, 2023
    February 1 to 28, 2023March 29, 2023
    March 1 to 31, 2023April 28, 2023
    April 1 to 30, 2023May 31, 2023

  8. The cardholder can only avail of the offer and receive a Welcome Gift once for the duration of the promo.
  9. The cardholder will be charged the cost of the Welcome Gift if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
  10. The cardholder agrees not to cancel his/her RCBC Credit Card within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the Annual Membership Fee. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Credit Card may be cancelled by RCBC Bankard Services Corporation (RBSC).
  11. The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
  12. The offer is not valid in conjunction with ongoing promotions for new RCBC Credit Cardholders.
  13. All employees of RCBC Credit Cards, RCBC, and YGC are not qualified to avail of the offer.
  14. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Credit Cards with the concurrence of DTI shall be considered final. However, if the dispute involves Rewards Partners and its performance and/or delivery of services and/or products to cardholders, subject to the Promo Mechanics stated above, the decision of RCBC Credit Cards & Rewards Partner with the concurrence of DTI shall be considered final.
  15. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Cards.


  1. Welcome Gift will be delivered to CH’s registered address in 15 business days from date of extraction located within Metro Manila and in 20 business days for outside Metro Manila. Data extraction is scheduled every 15th of the month.
  2. The delivery is free of charge until the 2nd attempt. Redelivery charge shall be applied if courier is unable to successfully deliver item for the 3rd time (Estimate: P500-P700 depending on the exact location).
  3. In case cardholder is not available upon delivery, an authorized representative may receive the Welcome Gift.

Per DTI Fair Trade Permit No. FTEB-151340, Series of 2022