
Promo Mechanics
- The 5X airasia points promo is exclusive to airasia credit cardholders whose accounts are active and in good credit standing.
- Promo period is December 17 to 18, 2022.
- airasia credit cardholders can get 5x airasia points for a minimum ₱3,000 single-receipt or accumulated purchase during the promo period.
Here is a sample computation:
Spend Amount | Type of Spend | Regular airasia points | Bonus airasia points | Total airasia points |
₱5,000 | AirAsia Purchase | 400 | 600 | 1,000 |
₱5,000 | Domestic Retail Purchase | 178 | 712 | 890 |
₱5,000 | International Retail Purchase | 227 | 909 | 1,136 |
- The following transactions are excluded from the promo:
- RCBC Credit Card’s Installment Program availments such as but not limited to Balance Conversion/ Purchase Conversion, Cash Advance, CHARGE, Balance Transfer, Cash Loan, UNLIPAY, Your Cash! / Monthly amortizations from installment transactions or installment plan availment
- All types of Auto-charge, Recurring bill transactions, Bills payment (e.g., Meralco, Telco), RCBC Credit Card’s Fast BillsPay
- Transactions from Casino/Gambling, Money Transfers, Quasi Cash, Member Financial Financial Institutions, Political Organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing/Networking, MOTO (e.g., Fern, Amway, UNO, Herbalife, UHS/USANA, Suy Sing, Dyna Drug, Young Living, and the like.)
- Remittance, Payment Services, Online Aggregators, POI Funding Transactions, & Mobile payment/mobile wallet (e.g., GCash, Lazada Top-Up, PayMaya, Grab/GrabPay, PayPal, PayMongo, Coins.ph, and the like)
- Transactions with the following bearing the following merchant category codes: 4829, 6050, 6051, 6211, 6532, 6533, 6536, 6537, 6538, 6540, 6760, 8651, 9211, 9222, 9223, 9411,7995
- Payments made to social media platforms, cloud service, and software providers; transactions for business purposes
- Subsequently cancelled or refunded transactions
- RCBC Credit Card is dependent on the merchant category classifications assigned by acquiring banks of each merchant establishment to be able to identify qualified transactions, but RCBC Credit Card/ RCBC Bankard Services Corp. has the sole discretion to determine whether a transaction is classified for this promo.
- Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.
- airasia points to be earned for this promo is capped at 15,000 points per account.
- The promo cannot be availed in conjunction with other ongoing promotional offers of RCBC Credit Card. Transactions that were already used to redeem treats or rebate or points multiplier from other RCBC Credit Card’s, promotions. If found to have multiple availments, RCBC Credit Card/RCBC Bankard Services Corp. shall have the right to reverse the reward credited to the Cardholder’s RCBC Credit Card account.
- Reward will be credited to the cardholder’s account on or before January 31, 2023.
- Cardholder’s RCBC Credit Card must be active and of good credit standing at the time of crediting of the reward, otherwise, the reward shall be forfeited.
- Cardholders must examine their SOA for any errors related to the Promo (e.g. reward computation, non-awarding of reward). All questions and issues arising from the promo will only be accepted, within thirty (30) calendar days from the posting of the reward, after which the promotion is considered conclusive.
- Reward awarded are non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the next statement cycle of the Card.
- RCBC Credit Card/ RCBC Bankard Services Corp. reserves the right to reverse or adjust the reward awarded to the cardholder in the event that the qualifying transactions were disputed or cancelled at a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the reward.
- In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates, and fulfillment, RCBC Credit Card/ RCBC Bankard Services Corp’s decision shall prevail, with the concurrence of DTI
DTI Fair Trade Permit No. FTEB-157700, Series of 2022