
PROMO MECHANICS
- The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing, excluding Corporate Card.
- Promo period is from November 13 to 16, 2025, at all Watsons stores nationwide and online through the Watsons website or mobile app.
- RCBC Credit Cardholders can avail of the following offers during the promo period:
- ₱100 Cashback for a minimum single-receipt spend of ₱2,000* OR
- ₱250 Cashback for a minimum single-receipt spend of ₱5,000*
*The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, Watsons Club discounts, and other discounts).
- To avail of the promo, the Cardholder must register either via the promo electronic direct mail or through the online registration form.
- Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.
- Cashback amount is capped at ₱250 per Card. The cardholder can earn cashback once for each of his/her RCBC Credit Cards.
- Only one qualified transaction of the cardholder during the promo period will be subjected for cashback. In the event of multiple transactions, the highest transaction amount will receive the corresponding cashback.
Sample spend requirement and cashback computation for cardholder with multiple RCBC Credit Cards:
| CARD 1 | TRANSACTION DATE | AMOUNT | QUALIFIED? YES/NO |
| November 13, 2025 | ₱1,500
| No |
| November 16, 2025 | ₱5,000 | Yes |
| Total Qualified Spend | ₱5,000 |
| Cashback Earned | ₱250 |
| CARD 2 | TRANSACTION DATE | AMOUNT | QUALIFIED? YES/NO |
| November 15, 2025 | ₱6,000
| Yes |
| Total Qualified Spend | ₱6,000 |
| Cashback Earned | ₱250 |
- Cashback will be credited to cardholders’ accounts based on the schedule below:
| SALE DATE | CREDITING OF CASHBACK |
| November 13 to 16, 2025 | December 16, 2025 |
- Cashbacks are non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the next statement cycle of the Card.
- Cardholder must be active and in good credit standing at the time of crediting of cashback, otherwise, the earned cashback shall be forfeited.
- RCBC Bankard Services Corp./ RCBC Credit Cards reserves the right to reverse the amount of the cashback awarded to the Principal and Supplementary Cardholder in the event that the qualifying transactions were cancelled at a later date or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions.
- By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.
- In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, and fulfillment, RCBC Bankard Services Corp/ RCBC Credit Card’s decision shall prevail with the concurrence of DTI. All decisions made will be deemed final and non-negotiable. All questions or disputes shall be raised by the Cardholder within sixty (30) days after crediting of cashback.
Per DTI Fair Trade Permit No. FTEB-240363 Series of 2025