Up to 50% OFF at SM Appliance 30th Anniversary Sale

Promo Mechanics

1. Promo is open to RCBC Bankard cardholders whose accounts are active and in good credit standing.

2. Promo period is from October 30 to November 28, 2021.

3. Cardholders can avail of the following discounts using their RCBC Bankard credit card.

Discount OfferTransaction TypeParticipating Stores
Up to 50% offCredit Card Straight PaymentIn-Store Branches and Online Store
Up to 40% off0% Installment up to 24 months*In-Store Branches

5. 0% installment is available for up to 24 months and Buy Now Pay Later option.

6. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and SM Appliances.

Easyterms 0% interest Installment and Buy Now Pay Later

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.

2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.

3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.

4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.

5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade Permit No. FTEB-129370 Series of 2021