Up to ₱1,500 CASHBACK with your RCBC JCB Credit Card


Promo Mechanics:

  1. The 10% CASHBACK offer is open to select RCBC JCB cardholders who are recipients of the promo electronic direct mail (“EDM”) or SMS. 
  2. Promo runs from December 1, 2022 to January 31, 2023.
  3. Qualified RCBC JCB cardholders must make a single-receipt or accumulated spend anywhere using their RCBC credit card within the promo period. The CASHBACK that the cardholder can avail will be specific to the Card Type and Spend Requirement, as indicated in the table below:
    CARD TYPESPEND REQUIREMENTCASHBACK
    RCBC Classic JCB ₱5,000 ₱500
    RCBC Gold JCB ₱10,000 ₱1,000
    RCBC JCB Platinum ₱15,000 ₱1,500
  4. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
  5. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders, and recurring payments or bill payment transactions. The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer, Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified:
    MCCMCC DESCRIPTION
    4829Money Transfer - Merchant
    6050Quasi Cash - Customer Financial Institution
    6051Quasi Cash - Merchant
    6211Securities – Brokers/Dealers
    6532Payment Transaction – Customer Financial Institution
    6533Payment Transaction - Merchant
    6536MoneySend Intra-country
    6537MoneySend Intercountry
    6538MoneySend Funding
    6540POI Funding Transactions
    6760U.S. Savings Bonds
    8651Political Contributions/Organizations
    9211Court Costs including Alimony and Child Support
    9222Fines
    9223Bail & Bond Payments
    9411Gov. Loan Payments
    7995Casino/Gambling
    9223Bond or Bail Payment.
  6. To avail, the qualified cardholder must register once online from December 1, 2022 to January 31, 2023 at https://cloud.marketing.rcbcbankard.com/jcbcashback and provide the following:
    • CARD EMBOSSED NAME
    • FIRST 8 DIGITS and LAST 4 DIGITS of the CARD
  7. By registering for the promo, the cardholder agrees to receive SMS/text messages or emails and freely consents to process his/her personal information in relation to the promo
  8. Qualified cardholders who have met the required spend amount specific to their card type will receive a notification via SMS on or before February 28, 2023 that their cashback has been credited to their RCBC JCB. 
  9. The cashback is non-transferable and cannot be exchanged for cash, rewards points, or products other than the offers indicated above. However, it is treated as a credit or payment for purchases or any outstanding balance on the Card.
  10. The offer is not valid in conjunction with ongoing promotions for new RCBC Credit cardholders.
  11. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
  12. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the issuance of the notification sent via SMS.
  13. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Cards.

Per DTI Fair Trade Permit No. FTEB-156702, Series of 2022.