Ultimate Installment Fest at SM Store: Instantly Win ₱5,000 SM Gift Pass

PROMO MECHANICS

  1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
  2. Promo period is from September 24 to 28, 2025.
  3. A minimum single-receipt installment purchase of ₱10,000 at any SM Store branch using an RCBC Credit Card during the promo period qualifies the Cardholder for a chance to instantly win ₱5,000 SM Gift Pass.
  4. The promo is valid for in-store and Personal Shopper (card-present) transactions.
  5. There will be 40 RCBC Credit Cardholders who can win ₱5,000 SM Gift Pass each.
  6. Upon completing the qualified installment transaction, the transaction receipt will automatically generate a coupon indicating whether the Cardholder wins an instant prize or not.
  7. Promo is in conjunction with other ongoing promotions, discounts, or coupons.
  8. Prize is non-transferable, non-refundable, and non-convertible to cash.
  9. How to claim the prize: Winner must present the following documents at the BCO (Business Center Operation) Counter of SM Store where the transaction was made. Branch Marketing Manager or Customer Service (BCO) Manager must verify the winning transaction prior to awarding of prizes to the Cardholder:
      • Original winning transaction receipt
      • Original winning charge slip
      • Original winning stub
      • Credit card used for the winning transaction
  10. Winner must surrender and sign the original winning stub.
  11. The transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of the prize.
  12. The Cardholder can only claim his/her prize at the same branch of SM Store where the transaction was made.
  13. SM Store will not replace lost or damaged prizes caused by the winner (cardholder).
  14. SM Store and RCBC Credit Cards reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate.
  15. Employees of SM Store and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.

DTI Fair Trade Permit No. FTEB-236291 Series of 2025