0% Installment + Win a Samsung Galaxy Tab A9+ or SMAC Points at SM Store


PROMO MECHANICS

  1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing who are also SM Advantage or SM Prestige Cardholders.
  2. Promo period is from May 1 to June 15, 2025.
  3. A minimum spend of ₱10,000 single receipt installment transaction at any SM Store branch using the RCBC Credit Card during the promo period gives the cardholder a chance to win a brand-new Samsung Galaxy Tablet or 1,000 SMAC Points.
  • RCBC Credit Cardholders are encouraged to use both their RCBC Credit Card and SMAC card with the same name when participating in the e-raffle.
  • Expired SM Advantage or SM Prestige Cards on the date of transaction are NOT eligible for the promo.
  • Purchase of Cellcards, Phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not entitled to a raffle entry.
  1. There will be 10 RCBC Credit Card winners of Samsung Galaxy Tablet and 20 RCBC Credit Card winners of 1,000 SMAC Points per participating bank.
  2. Promo is valid only for in-store transactions.
  3. Promo is exclusive to SMAC Start, SMAC, and SMAC Prestige members.
  4. Electronic Raffle Draw will be held on June 30, 2025 at DAC Head Office, J.W. Diokno Blvd. Mall of Asia Complex, Pasay City, in the presence of DTI and SM representative.
  5. Cardholder may only win once regardless of his/her entry being drawn more than once in the raffle draw.
  6. Promo is in conjunction with other ongoing promotions, discounts or coupons.
  7. Prizes are not convertible to cash, not transferable but exempted from prize tax.
  8. DAC will notify the winning SMAC members on how to claim their prize through any of the following channels:
  • SMS
  • eDM
  • Facebook
  1. Winners of the Samsung Galaxy Tablets will be given sixty (60) days upon receipt of notification to claim their prize certificate. After the 60-day claiming period, unclaimed prizes will be forfeited in favor of SM Store with the prior approval of DTI.

    Winners must present the following at the SM Store Customer Service where they made the winning transaction:
  • One (1) valid I.D. (e.g. Driver’s License, SSS card, Passport, Birth Certificate, TIN Card and any government ID)
  • Credit card and own active SMAC used for the winning transaction
  • Congratulatory message the he/ she received from DAC

Note: Winners must sign the Claim Certificate prior to claiming of prize.

  1. SM Store, DAC, and RCBC Credit reserve the right to disclose and publish names, photos and other information of the winners in any mode or manner as they deem appropriate.
  2. Employees of SM Store, SM Retail Inc., Digital Advatage Corporation, the participating issuing banks, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.

DTI Fair Trade Permit No. FTEB-221836 Series of 2025