SM Store La Union Opening Treat: 5% OFF

PROMO MECHANICS

1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing, excluding Corporate Card.
2. Promo period is from October 17 to November 2, 2025, in SM Store La Union.
3. RCBC Credit Cardholders can avail of the following offers during the promo period:
• 5% OFF with a minimum ₱5,000 straight* in-store purchase
  Discount is capped at ₱500.
• 5% OFF with a minimum ₱15,000 installment* in-store purchase
  Discount is capped at ₱2,000.

*The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SM Advantage/SM Prestige discounts, and other SM discounts).

4. Discount will be awarded at the point of sale at any SM Store counter.
5. Promo can be availed in-store at SM Store La Union. The SM Store Personal Shopper and ShopSM transactions are excluded from this promo.
6. Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.
7. Only one qualified transaction of cardholder during the promo period will be subjected to a discount. In the event of multiple transactions, the highest transaction amount will receive the corresponding discount.
8. RCBC Bankard Services Corp./ RCBC Credit Cards reserves the right to reverse the amount of the discount to the Principal and Supplementary Cardholder in the event of multiple availments, cancelled transactions at a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions.
9. By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the mechanics of the promo.
10. In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, and fulfillment, RCBC Bankard Services Corp/ RCBC Credit Card’s decision shall prevail with concurrence of DTI. All decisions made will be deemed final and non- negotiable. All questions or disputes shall be raised by the Cardholder within sixty (30) days after the promo period.