
PROMO MECHANICS
- The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing, excluding Corporate Card.
- Promo period is from November 5 to December 31, 2025, at all Robinsons Department Stores nationwide.
- RCBC Credit Cardholders can avail of the following offers during the promo period:
- ₱200 CASHBACK for a min. single-receipt spend of ₱5,000 on straight transactions
- ₱500 CASHBACK for a min. single-receipt spend of ₱10,000 on installment transactions
The minimum purchase requirement is defined as net of all applicable discounts.
- To avail of the promo, the Cardholder should meet the minimum required spend using their RCBC Credit Card. No registration is required.
- Transactions made by the Supplementary cardholder are qualified as part of the Primary cardholder’s spend.
- Cashback amount is capped at ₱700 per month. Only one qualified straight transaction and one installment transaction of the cardholder during each month during the promo period will be subjected for the cashback.
Sample spend requirement and cashback computation:
Spend Period: November 5-30, 2025
| Transaction Date | Straight/Installment | Amount | Qualified? Yes/No |
| November 5, 2025 | Installment | ₱10,000 | Yes |
| November 16, 2025 | Straight | ₱5,000 | Yes |
| November 30, 2025 | Straight | ₱1,500 | No |
| Total Qualified Spend | ₱15,000 |
|
| Cashback Earned | ₱700 |
|
Spend Period: December 1 to 31, 2025
| Transaction Date | Straight/Installment | Amount | Qualified? Yes/No |
| December 21, 2025 | Installment | ₱15,000 | Yes |
| December 22, 2025 | Straight | ₱4,500 | No |
| December 31, 2025 | Straight | ₱5,000 | Yes |
| Total Qualified Spend | ₱20,000 |
|
| Cashback Earned | ₱700 |
|
- Cashback will be credited to cardholders’ accounts based on the schedule below:
| Spend Period | Crediting of Cashback |
| November 5 to 30, 2025 | On or before December 29, 2025 |
| December 1 to 31, 2025 | On or before January 30, 2026 |
- Cashbacks are non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the next statement cycle of the Card.
- Cardholder must be active and in good credit standing at the time of crediting of cashback, otherwise, the earned cashback shall be forfeited.
- By joining this promo, the Cardholder confirms that he/she has read, understood and agrees to be bound by the mechanics of the promo.
- RCBC Bankard Services Corp./ RCBC Credit Cards reserves the right to reverse the amount of the cashback awarded to the Principal and Supplementary Cardholder in the event that the qualifying transactions were cancelled at a later date or if the transaction is found to be invalid or fraudulent or a reversal of entry is made on any of the qualified transactions.
- In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, and fulfillment, RCBC Bankard Services Corp/ RCBC Credit Card’s decision shall prevail with the concurrence of DTI. All decisions made will be deemed final and non-negotiable. All questions or disputes shall be raised by the Cardholder within sixty (30) days after crediting of cashback.
DTI Fair Trade Permit No. FTEB-240133 Series of 2025