Up to ₱3,000 CASHBACK with RCBC Pay


RCBC Pay is available through the RCBC Pulz app on NFC-enabled Android phones for RCBC Mastercard Credit Cardholders. To pay, just tap your phone on a  contactless payment terminal, no physical credit card needed!

For a step-by-step guide on how to enable and use RCBC Pay, click here.


PROMO MECHANICS

  1. The promo is open to all RCBC Mastercard Credit Cardholders whose accounts are active and in good standing. To qualify for the promo, the Cardholder must have the latest version of the RCBC Pulz app installed on an NFC-enabled Android phone.
  2. The promo and registration period is from July 20 to October 20, 2025.
  3. The promo entitles the cardholders to earn the following during the promo period:
NEW RCBC PAY USERS
₱100 CASHBACK
when the cardholder activates RCBC Pay and makes a minimum spend of ₱100 using RCBC Pay 
ALL RCBC PAY USERS

Up to ₱3,000 CASHBACK for all RCBC Pay transactions
single-receipt or accumulated. No minimum spend per transaction

Monthly Required Spend:
₱5,000 to <₱10,000 spend = 3% CASHBACK
₱10,000 to <₱15,000 spend = 4% CASHBACK
₱15,000 & up spend = 5% CASHBACK

Maximum of ₱3,000 CASHBACK for the duration of the promo

  1. To participate, the RCBC Mastercard Credit Cardholder/RCBC Pay user must register at https://cloud.marketing.rcbcbankard.com/rcbcpaycb.
  2. The use of the RCBC Mastercard Credit Card and RCBC Pay in connection with this promo is subject to the Terms and Conditions governing the issuance and use of the RCBC Credit Card.
  3. The promo cannot be availed in conjunction with other ongoing promotional offers of RCBC Credit Card.
  4. RCBC Pay transactions are computed collectively, and Cashback will be credited to the cardholder’s account based on the schedule below:
SPEND PERIOD/CUT OFF DATECASHBACK CREDITING
July 20 to August 20, 2025
August 31, 2025
August 21 to September 20, 2025
September 30, 2025
September 21 to October 20, 2025October 31, 2025
  1. RCBC Credit Cards reserves the right to reverse or adjust the Cashback posted if the qualifying transactions were disputed or canceled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rewards points.
  2. In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates and fulfillment, RCBC Credit Cards’ decision shall prevail with the concurrence of DTI.

DTI Fair Trade Permit No. FTEB-231706 Series of 2025