EXCLUSIVE: Get Up To 10% CASHBACK

1. The promo is open to select RCBC Visa Credit cardholders who are recipients of the promo electronic direct mail or SMS and who will activate and use their qualified RCBC Credit Cards during the promo period (“Qualified cardholders”).
2. Promo runs from September 21 to November 20, 2026.
3. Qualified cardholders are entitled to receive a maximum of ₱5,000 CASHBACK for the duration of the promo.  

4. The following posted transactions are qualified for the promo:
1. Domestic retail/straight transactions 
2. Overseas retail/straight transactions 
3. Installment transactions 
4. Bills/Recurring Payments
5. Online transactions
6. Mail & telephone orders
7. Cash Loan (12 months and up tenor)
8. Balance Transfer (12 months and up tenor)

The following transactions are excluded from the promo: Unlipay, Cash Advance, Balance/Purchase Conversion, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).

5. Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
6. Qualified cardholder must register once online within the promo period (click here to register) and input the name on card, first 8 digits & last 4 digits of the card.
7. The applicable CASHBACK will be credited to the qualified RCBC Visa Credit Card within 7 business days from the issuance of the SMS notification.
8. Qualified cardholder’s account must be active and current at the time of registration and crediting of the applicable cashback.
9. Qualified cardholders who have met the required spend amount and who have successfully registered will receive a notification via SMS to be sent to their registered mobile no. on or before December 5, 2026.
10. The cardholder will be charged the cost of cashback if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
11. The offer is not valid in conjunction with other targeted offers.
12. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
13. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the end of promo.
14. The promo is subject to the Terms & Conditions governing the issuance and use of RCBC Credit Card.

1. The CASHBACK will be credited to the qualified RCBC Credit Card.
2. The CASHBACK is non-transferable and cannot be exchanged for cash or rewards points. It is treated as a credit or payment for purchases or any outstanding balance on the Card