EXCLUSIVE: 10% OFF + 0% Installment at Our Home

PROMO MECHANICS

  1. The promo is open to all existing RCBC Credit Cards cardholders whose accounts are active and in good standing.
  2. Promo runs from April 1 to 30, 2026.
  3. Cardholders can avail of 10% OFF on regular-priced items and an extra 5% OFF on discounted items that are up to 25% OFF, applicable to straight and 0% installment transactions up to 24 months + Buy Now Pay Later*, using their RCBC Credit Cards. 
  4. 0% installment availments are subject to the following minimum spend requirements:
      • 3 months = ₱15,000
      • 6 months = ₱30,000
      • 12 months = ₱60,000
      • 24 months = ₱80,000
  5. Promo is valid in-store (card-present) transactions.
  6. Promo is not valid in conjunction with existing promotional offers of Our Home and RCBC Credit Cards as well as on the following:
      • Francis Libiran Collection
      • SMAC Offers
      • Bundles, Packages, GWP, PWP, Coupons, Vouchers, Great Value
      • 30% and Up Sale Items
      • Permanent Markdown
      • Nespresso

*Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later.

Easyterms 0% Interest Installment and Buy Now Pay Later

  1. Easyterms 0% Interest Installment is applicable if the cardholder pays his/her monthly installment in full.
  2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards' approval.
  3. Easyterms 0% Installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
  4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade Permit No. FTEB-252329, Series of 2026