
PROMO MECHANICS
| APPLICATION CHANNELS | PROMO PERIOD |
RCBC Digital channels, including
| October 1 to December 31, 2025 |
| RCBC’s Direct Sales (e.g., Sales Booths) RCBC Branches RCBC Corporate Sales | October 1 to December 21, 2025 |
The eligible RCBC Credit Cards are as follows:
(Click on the link to apply online)
*Cardholders with existing RCBC Credit Cards, as well as those with upgraded/converted cards, are not eligible for this promo. Additionally, applicants with cancelled RCBC Credit Cards within the past 24 months will also not qualify.
| CARD TYPE | MIN. SPEND REQUIREMENT |
| RCBC Flex Visa,
RCBC Mastercard Classic, RCBC JCB Classic, AirAsia Credit Card, RCBC Landmark Anson's Mastercard |
₱30,000 |
| RCBC Flex Gold Visa,
RCBC Mastercard Gold, RCBC JCB Gold |
₱50,000 |
| RCBC Black Platinum Mastercard,
RCBC Diamond Platinum Mastercard, RCBC JCB Platinum, RCBC UnionPay Diamond AirAsia Platinum |
₱60,000 |
| RCBC Visa Platinum |
₱100,000 |
| RCBC World Mastercard | ₱120,000 |
| MCC | MCC DESCRIPTION |
| 4829 |
Money Transfer – Merchant |
| 6050 |
Quasi Cash – Customer Financial Institution |
| 6051 |
Quasi Cash – Merchant |
| 6211 |
Securities – Brokers/Dealers |
| 6532 |
Payment Transaction – Customer Financial Institution |
| 6533 |
Payment Transaction – Merchant |
| 6536 |
MoneySend Intracountry |
| 6537 |
MoneySend Intercountry |
| 6538 | MoneySend Funding |
| 6540 |
POI Funding Transactions |
| 6760 |
U.S. Savings Bonds |
| 8651 |
Political Contributions/Organizations |
| 9211 |
Court Costs including Alimony and Child Support |
| 9222 |
Fines |
| 9223 |
Bail and Bond Payments |
| 9411 |
Gov. Loan Payments |
| 7995 |
Casino/Gambling |
| 9223 | Bond or Bail Payment |
DTI Fair Trade Permit No. FTEB-238057 Series of 2025