No Annual Fee For Life!


Promo Mechanics:

  1. The promo is open to new-to-RCBC Credit Card applicants, with existing primary credit cards with other banks, who applied for any of the qualified RCBC Mastercard or JCB Credit Cards (see table below) from May 7 to July 31, 2024, and subsequently got approved.
    Cardholders with existing RCBC Credit Cards and/or upgraded cards are not qualified to avail of this promo.
  2. To avail of the No Annual Fee For Life offer, eligible RCBC Credit Cardholders must make a single receipt or accumulated spend anywhere using their new RCBC Credit Card within 60 days from receipt of card:
RCBC CREDIT CARD TYPESPEND REQUIREMENT
RCBC Mastercard Classic,
RCBC JCB Classic,
RCBC Landmark Anson's Mastercard		₱20,000
RCBC Mastercard Gold,
RCBC JCB Gold
₱30,000
RCBC Black Platinum Mastercard,
RCBC Diamond Platinum Mastercard,
RCBC JCB Platinum		₱40,000
RCBC World Mastercard₱60,000
  1. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
  2. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders, and recurring payments or bills payment transactions.

    The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified.

  3. Qualified cardholders who have met the required spend amount will receive a confirmation SMS to be sent to their registered mobile number based on the schedule below:
SPEND CUT-OFF DATESMS CONFIRMATION
May 22, 2024May 29, 2024
June 19, 2024June 26, 2024
July 24, 2024July 31, 2024
August 20, 2024August 27, 2024
September 18, 2024September 25, 2024
October 16, 2024October 23, 2024
August 20, 2024August 27, 2024
November 20, 2024November 27, 2024
December 31, 2024January 8, 2025
  1. The offer is not valid in conjunction with ongoing promotions for new RCBC Credit cardholders.
  2. All employees of RCBC Bankard Services Corp., RCBC, and YGC as well as RCBC Wealth Clients are not qualified to avail of the offer.
  3. Secured Cards and other Card Types not specified in the promo mechanics are not qualified.
  4. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corporation with the concurrence of DTI shall be considered final.
  5. The promo is subject to the Terms and Conditions governing the issuance and use of an RCBC Credit Card.

Per DTI Fair Trade Permit No. FTEB-192515, Series of 2024