FREE-FOR-LIFE Supplementary Cards


PROMO MECHANICS

  1. The FREE-FOR-LIFE SUPPLEMENTARY CARDS PROMOTION (“Promo”) is open to select Principal RCBC Credit Cardholders ("Principal Cardholder") who are recipients of the promo electronic direct mail (“EDM”) or SMS who applied for and subsequently had Supplementary Credit Cards approved from February 1 to December 31, 2025 (“Promo Period”).
  2. Qualified Principal Cardholders must nominate a Supplementary cardholder through the EDM with the confirmation and consent.
  3. An RCBC Bankard Service Corporation (RBSC) accredited service provider will call up the nominated supplementary cardholder to complete the required information and documentation in relation to the processing of the supplementary card application.
  4. The Membership Fee of the Supplementary Cardholders who were approved through the Promo will be waived for life.
  5. The Supplementary Cardholders will receive a confirmation SMS which will be sent to their registered mobile numbers based on the schedule below:
Supplementary Approval Cut-Off DateSMS Confirmation
February 1 to 28, 2025March 19, 2025
March 1 to 31, 2025April 16, 2025
April 1 to 30, 2025May 21, 2025
May 1 to 31, 2025June 18, 2025
June 1 to 30, 2025July 16, 2025
July 1 to 31, 2025August 20, 2025
August 1 to 31, 2025September 24, 2025
September 1 to 30, 2025October 22, 2025
October 1 to 31, 2025November 19, 2025
November 1 to 30, 2025December 17, 2025
December 1 to 31, 2025January 21, 2026
  1. The Principal Cardholder will be charged the cost of the annual membership fee if he/she cancels the Principal and/or Supplementary credit card and/or if the credit card application is found to be fraudulent.
  2. The Principal Cardholder agrees not to cancel his/her Principal and Supplementary RCBC Credit Cards within 24 months from its issue date. If the cardholder requests for card cancellation or waiver of annual membership fee, the amount equivalent shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Credit Card may be cancelled by RCBC Bankard Services Corporation (RBSC).
  3. The offer cannot be exchanged for cash, item, or products other than the offers indicated above.
  4. All employees of RCBC Bankard Services Corp., RCBC, YGC, and RCBC Wealth Clients are not qualified to avail of the offer.
  5. Secured Cards and other Card Types not specified in the promo mechanics are not qualified.
  6. In case of dispute with regards to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
  7. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond thirty (30) days from the issuance of last SMS confirmation.
  8. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.

Per DTI Fair Trade Permit No. FTEB-213595 Series of 2025