LIMITED-TIME ONLY: Special Unli Installment Rate

Spread the joy of giving (and receiving) without breaking the bank! 

Convert your straight purchases anywhere into manageable Unli Installment for up to 36 months via the RCBC Pulz app, and enjoy a promotional rate of only 0.88% from December 16 to 31, 2024!

See how Unli Installment works here.


Promo Mechanics

  1. The promo is open to all RCBC Credit Card holders, registered to the RCBC Pulz app, excluding Corporate and Dollar Credit Cards.
  2. Promo runs from December 16 to 31, 2024 (“Promo Period”).
  3. Cardholders who will convert their straight purchases to Unli Installment during the promo period via the RCBC Pulz app can avail of the promotional monthly add-on rate of 0.88%.
TermAdd-On Rate
per Month
Effective Interest
60.88%1.4910%
90.88%1.5530%
120.88%1.5800%
180.88%1.5960%
240.88%1.5940%
360.88%1.5710%
  1. Offer is only applicable to Unli Installment conversion made via the RCBC Pulz app.
  2. Purchases made by the Principal and Supplementary cardholders within their current or previous month’s cycle are eligible for conversion to Unli Installment
  3. The offer is not valid in conjunction with other ongoing promotional offers of RCBC Credit Card.
  4. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Credit Card with the concurrence of DTI shall be considered final.
  5. All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond fifteen (15) days from the end of the promo period.
  6. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Credit Card and Unli Installment.

Per DTI Fair Trade Permit No. FTEB- 209286 Series of 2024