25% OFF + 0% Installment at Kultura Jewelry Market

PROMO MECHANICS

  1. The promo is open to all RCBC Credit Cardholders whose accounts are active and in good credit standing.
  2. Promo period is from February 1 to 28, 2025.
  3. Cardholders can avail of the following discounts plus 0% installment for up to 6 months when they use their RCBC Credit Cards to purchase at Kultura stores nationwide during the promo period:
  • 20% OFF on select jewelry worth ₱9,999 and below
  • 25% OFF on select jewelry worth ₱10,000 and up

TRANSACTION TYPEPAYMENT TERMSMINIMUM PURCHASE REQUIREMENT
StraightN/AN/A
0% Installment3 months₱5,000
6 months₱15,000
  1. Promo is not valid in conjunction with other existing promotional offers of RCBC Credit Cards and Kultura.
  2. In case of disputes related to the promo, the decision of Kultura and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Credit Cards/RBSC.
  3. Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and the Merchant, with the concurrence of the DTI, if needed.

EASYTERMS 0% INTEREST INSTALLMENT AND BUY NOW PAY LATER

  1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  2. The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Bankard Services Corporation’s approval.
  3. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
  4. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

DTI Fair Trade Permit No. FTEB-211906 Series of 2025