₱3,000 Rebate in Japan with RCBC JCB Credit Cards

KEY HIGHLIGHTS:

1. To qualify, please register at https://cloud.marketing.rcbcbankard.com/jpnrebate2024.
2. Earn ₱3,000 REBATE for face-to-face purchases at merchants in Japan for a cumulative spend of ₱15,000 using your RCBC JCB Credit Card from February 1 to April 15, 2024.

A. GENERAL MECHANICS

1. The Japan Travel Rebate Promotion (“Promo”) is from February 1 to April 15, 2024 (“Promo Period).
2. The Promo is open to all RCBC JCB Credit Card principal and supplementary cardholders whose accounts are active, current, and in good credit standing during the Promo Period and at the time of crediting of the rebate.
   Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to fraud, and those who have not violated any Terms and Conditions Governing the Issuance and Use of RCBC Credit Cards.
3. Cardholders must register once through https://cloud.marketing.rcbcbankard.com/jpnrebate2024 within the promotion period to qualify.
4. The Promo is subject to the Terms and Conditions Governing the Issuance and Use of an RCBC Credit Card.
5. By joining the Promo, the cardholder confirms that he/she has read, understood, and agreed to the mechanics of the Promo, including, but not limited to, RCBC Credit Cards/RCBC Bankard Services Corporation (RBSC)’s Terms and Conditions.

B. EARNING OF ₱3,000 REBATE

1. The cardholder must use his/her valid RCBC JCB Credit Card for a minimum single-receipt or accumulated spend of at least ₱15,000 anywhere in Japan during the Promo Period to earn the one-time ₱3,000 fixed rebate.
2. Any transaction amount is qualified to meet the required ₱15,000 accumulated spend.
3. The transaction/s must be approved by swiping, inserting, or tapping the RCBC JCB Credit Card through a merchant point-of-sale payment terminal anywhere in Japan and posted to the cardholder card account within the Promo Period.
4. “Non-qualified transactions” to earn rebate include:
1. Card-not-present transactions in any merchant, such as, online, phone orders, and mail payments (registered/doing business in Japan or outside Japan);
2. Transaction/s in merchants registered/doing business outside Japan
3. Transaction/s in casino or any merchant engaged in betting/gambling;
4. Transaction/s in trading service, remittance, money transfer, quasi-cash, political organizations, bail and bond payment;
5. Transaction/s in any merchant engaged in wholesale & distribution, multi-level marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living);
6. Bills payment transaction/s, such as auto-charge, utility/recurring bills, and loan payments)
7. Cash Advance transaction/s via ATM or over-the-counter;
8. Installment transaction/s via balance transfer, balance conversion, purchase conversion/ convert to installment, purchase/retail conversion, and similar on-us installment program/s of RCBC Credit Cards/RBSC.
9. Refunded, cancelled, disputed, unauthorized or fraudulent transaction/s. In case of transaction reversal, only the remaining amount will qualify to earn rebate.
5. All qualified transactions of the principal cardholder and its supplementary cardholder/s are computed separately and cannot be combined to meet the single/accumulated spend requirement. 

C. CREDITING OF THE EARNED ₱3,000 REBATE

1. Rebate from the qualified transaction/s of the principal and/or its supplementary cardholder/s will be credited and posted to the principal cardholder’s account within twenty-five (25) banking days after the Promo Period or until May 21, 2024.
2. The qualified cardholder will be notified by RCBC Credit Cards/RBSC via SMS/Viber and/or email to the registered mobile number and/or e-mail on his/her RCBC JCB Credit Card account within fifteen (15) banking days from the credit of rebate.
3. The credit card account must be active, current (without incurring past due/delinquency), and of good credit standing during the Promo Period and at the time of crediting of the rebate; otherwise, the rebate earned shall be forfeited.
4. Earned rebates will be posted as credits or payments for purchases or any outstanding balance on the principal cardholder’s account, which will be reflected on his/her Statement of Account (SOA). It is non-transferable and cannot be exchanged for cash or in-kind.
5. The rebate cannot be availed in conjunction with other promotional offers of RCBC Credit Cards/RBSC (including, but not limited to, rebates, discounts, spend anywhere, activation promos, etc.). If found to have multiple redemptions, RCBC Credit Cards/RBSC shall have the right to reverse the rebate credited to the principal cardholder’s account. RCBC Credit Cards/RBSC has the sole discretion in qualifying a cardholder's transactions based on the Promo's mechanics. Once RCBC Credit Cards/RBSC determines that the transaction/s is qualified for the Promo, the same transaction/s can no longer be used for another promo, regardless if it meet/s the criteria of the other promo.
6. RCBC Credit Cards/RBSC reserves the right to reverse or adjust the posted rebate if the qualified transaction/s are disputed or cancelled on a later date, if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transaction, or if there is an erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing promo of RCBC Credit Cards/RBSC.
7. In case of dispute in respect to the Promo, including, but not limited to, the cardholder’s eligibility, coverage periods, and fulfillment, the decision of JCB and RCBC Credit Cards/RBSC, with the concurrence of DTI, shall be final. All questions or disputes must be raised by the cardholder to RCBC Credit Cards/RBSC within sixty (60) calendar days from the posting of the rebate to the principal cardholder's credit card account.
8. Any amendment in the terms and conditions is subject to DTI approval. 

 Per DTI Fair Trade Permit No. FTEB-185321, Series of 2024