#JCBestOfJapan: Win a Luxury Trip to Japan!

PROMO MECHANICS

I. General

  1. The Promotion is open to all RCBC JCB Credit Cardholders whose accounts are active, current, and in good credit standing* during the Promotion Period and at the time of the Raffle Draw.
  2. Promotion Period is from September 15, 2025 to March 15, 2026.
  3. To participate, the Principal RCBC JCB Credit Card holder must register either via the promo electronic direct mail or through the online registration form from 12:00 AM of September 15, 2025 until 11:59 PM of March 15, 2026. 
  4. Cardholders will automatically earn the corresponding number of raffle entry/ies based on the following conditions:
CONDITIONNO. OF E-RAFFLE ENTRIES
NEW CARDHOLDERS
Apply and use your newly issued RCBC JCB Credit Card for the first time with a minimum single-receipt transaction of ₱1,000 (“Spend Requirement”*)		Twenty (20) e-raffle entries
EXISTING CARDHOLDERS
Use your existing RCBC JCB Credit Card for a minimum single-receipt transaction of ₱1,000 (“Spend Requirement”*)		One (1) e-raffle entry

*must be posted straight/retail (face-to-face or online) purchases or merchant installment transactions (principal amount)

  1. The following transactions are NOT qualified to earn e-raffle entry:
    1. Refunded, disputed, unauthorized, or fraudulent transactions. In case of reversals, only the remaining amount will be qualified to earn a raffle entry.
    2. Installment transactions via balance transfer, balance conversion, convert to installment, purchase/retail conversion, and similar on-us installment program/s of RCBC Credit Cards.
    3. Finance charges and all other credit card fees and charges.
    4. Transactions from betting/casino/gambling, money transfers, quasi cash financial institutions or cash-in to load e-wallet/prepaid cards, political organizations, transactions from trade and remittances, and bail & bond payments.
    5. Local and International Cash Advance transaction/s via ATM or over-the-counter.
    6. Any type of Bills Payment (under auto-charge, utility/recurring bills, loan payments, etc.)
  1. E-raffle entries earned by Supplementary Cardholders will be credited to the Principal Cardholder.
  2. Transaction/s made before the registration but within the Promotion Period will be qualified to earn e-raffle entry/ies.
  3. Prior to the Raffle Draw, an SMS and/or e-mail notification on earned raffle entries will be sent by RCBC Credit Cards to qualified Cardholders who have an updated mobile number and/or registered e-mail address.
  4. All employees of JCB International Asia Pacific Pte. Ltd. (“JCB”),RCBC Bankard Services Corporation, Rizal Commercial Banking Corporation; and other promo partners namely AnyMind Philippines, Innovasia Media Enterprises, JTB Asia Pacific Phil. Corp, Stratuscast Philippines Inc., Golden Pencil Manila Events and Production Inc, including their relatives up to the second degree of consanguinity or affinity are disqualified from joining the Promotion. 
  5. JCB and RCBC Credit Cards/RCBC Bankard Services Corp. (RBSC) hold the right to certify eligibility of its winner/s and their account satisfies the criteria set in the promo mechanics.
  6. By joining this Promotion, the Cardholder confirms that he/she has read, understood, and agreed to the Promo mechanics.
  7. The terms and conditions indicated in RCBC Credit Cards’ Terms and Conditions Governing the Issuance and Use of its cards shall apply. 
  8. All questions or disputes regarding the Cardholder's eligibility for the Promotion shall be resolved by JCB and RCBC Credit Cards/RBSC. In case of disputes relating to the Promotion, the decision of JCB and RCBC Credit Cards/RBSC shall be conclusive with the approval of DTI. 

II. Raffle Draw

  1. Winners will be drawn using Randomizer.org at the JCB Manila office, Makati Sky Plaza, Ayala Ave., Makati City by JCB in the presence of a DTI representative, and to be witnessed by RCBC Credit Cards/RSBC's representatives.
  2. Number of winners for the First and Grand raffle draws, and the schedule are as follows:
RAFFLE DRAW DATETRANSACTION
DATE		PRIZESNO. OF WINNERS
FRST DRAW:
January 14, 2026		September 15 – December 31, 2025Round-trip Business Class Ticket to Japan via Japan Airlines for One (1)
(choice of Tokyo or Osaka)
• One (1) RCBC JCB cardholder
• Seven (7) Philippine-issued JCB cardholders to be drawn randomly
GRAND DRAW:
March 27, 2026		September  15, 2025 – March 15, 2026Luxury Trip to Japan for Two (2)
(choice of Tokyo or Osaka)
• Two (2) RCBC JCB cardholders
• Four (4) Philippine-issued JCB cardholders to be drawn randomly
  1. Raffle prizes are transferable, not for sale, and not convertible to cash.
  2. A Cardholder can only win once per draw date. All non-winning entries of the First Draw will be qualified in the Grand Draw.
  3. In the Grand Draw, in case the winner is drawn twice, the winner will get the prize of higher value.
  4. Raffle prizes exceeding ₱10,000 shall be subject to a 20% prize tax to be shouldered by JCB.
  5. Prizes and detailed inclusions are as follows:
RAFFLE DRAW PRIZES (Each Winner)
FIRST DRAW:
January 14, 2026
Round-trip Business Class Ticket to Japan via Japan Airlines for One (1)
  • The winner can choose between Tokyo and Osaka flights
  • Inclusive of taxes & 2 pieces 32kg baggage allowance
  • Blackout dates apply
GRAND DRAW:
March 27, 2026
The winner can choose any of the following Japan Travel Packages: 

1) Tokyo Travel Package for Two (2)
Inclusions:
  1. Round-trip Business Class ticket via JAL (inclusive of 2 pieces 32kg baggage allowance)
  2. 5 Days, 4 Nights hotel accommodation at Shinjuku Washington with daily breakfast
  3. Round-trip Private Airport Transfers with Airport Assistance
  4. Full-day Kawagoe Cultural Tour with English-speaking Tour Guide
  5. Full-day Izu Peninsula Tour with English-speaking Tour Guide
  6. Meals, Admission Tickets, & Experience Plans as per itinerary
  7. Travel Insurance with ₱1,000,000 Coverage
  8. Shared Pocket Wi-Fi Services
  9. Japan Tourist Visa Services
2) Osaka Travel Package for Two (2)
Inclusions:
  1. Round-trip Business Class ticket via JAL (inclusive of 2 pieces 32kg baggage allowance)
  2. 5 Days, 4 Nights hotel accommodation at Hotel Monterey Le Frere Osaka with daily breakfast
  3. Round-trip Private Airport Transfers with Airport Assistance
  4. Full-day Koyasan Cultural Tour with English-speaking Tour Guide
  5. Half-day Amanohashidate Panoramic with English-speaking Tour Guide
  6. Meals, Admission Tickets, & Experience Plans as per itinerary
  7. Travel Insurance with ₱1,000,000 Coverage
  8. Shared Pocket Wi-Fi Services
  9. Japan Tourist Visa Services

III. Notification & Claiming of Prizes

  1. Winners will be notified by RCBC Credit Cards via registered mail, SMS/Viber, and email within fifteen (15) banking days from the Raffle Draw date.
  2. Winners will be announced and posted on JCB’s social network channels, and RCBC Credit Cards’ official website, social media pages, LED billboard, and/or electronic direct mail, whichever is applicable.
  3. Winners will be given sixty (60) days from the receipt of the registered notice to claim the prize. After the claiming period, unclaimed prize/s will be forfeited in favor of JCB with prior approval of DTI.
  4. To claim the raffle prize, the winner must provide to RCBC Credit Cards’ email indicated in the winner’s notification the following:
    1. Tax Identification Number (TIN)
    2. Scanned copy of a photo bearing valid government-issued ID
    3. Signed Winner Acknowledgement Form
  1. The winners’ JCB account in RCBC Credit Cards should be active and in good credit standing*, and the awarded transaction should not be reversed or disputed at the time of claiming the prize.
  2. Redemption conditions are as follows:
    1. The winners must submit the winner notification they received from RCBC Credit Cards to JTB Philippines through any of the following channels to book their preferred Japan package:
        • Email Address: leisure_jtbmnl.ph@jtbap.com
        • Contact Number: +632 88945528 local 313 or 117
        • Travel agency’s address: Unit 2, 18th Floor, A.T. Yuchengco Centre, 25th & 26th Streets, Brgy. Bonifacio South, Bonifacio Global City, Taguig Metro Manila 1634
    2. The winners of the Japan travel package must have a confirmed booking with JTB Philippines by October 31, 2026.
    3. Travel must be completed by January 31, 2027. 
    4. Blackout dates apply for the Philippines based on regular, special non-working and additional special non-working holidays and Japan holidays.
    5.  The Japan travel package prize winner shall shoulder other expenses not included in the travel package, such as, but not limited to travel insurance, pocket money, terminal fees, other travel taxes, other meal expenses, and other ancillary costs.
    6. JTB Philippines will only finalize the tour package arrangements after the visa has been approved and issued by the Japan Embassy. The visa application must be applied at least 90 days before the preferred travel period.
    7. The Japan Embassy has the sole right and absolute discretion for the approval and denial of the visa application
  1. The winner authorizes JCB and RCBC Credit Cards/RBSC to disclose and publish his/her name, photos, and other particulars determined by JCB to any person/s and in any mode or manner, as JCB may deem appropriate.
  2. The winners may be required to participate in publicity programs which JCB may organize from time to time in connection with the Promotion and if so, such winners must attend the said functions. Expenses and/or costs in attending such functions will be shouldered by the winner.

*Cardholders in good credit standing are those with RCBC JCB Credit Cards whose accounts are not delinquent, not under investigation due to fraud, and those who have not violated any of the RCBC Credit Cards’ Terms and Conditions governing the Issuance and Use of RCBC JCB Credit Cards.

Per DTI Fair Trade Permit No. FTEB- 236648 Series of 2025