Promo Mechanics:
- The promo is open to select RCBC JCB Credit cardholders who are recipients of the promo electronic direct mail (“EDM”) or SMS.
- Promo runs from October 20 to December 19, 2024.
- Qualified cardholders are entitled to receive a cashback for a minimum of five (5) transactions per spend cut-off and for single-receipt spend of ₱1,000 & up. The cashback amount per transaction will depend on the spend tier.
SPEND CUT-OFF | REQUIRED MINIMUM NO. OF TRANSACTIONS PER CUT-OFF | REQUIRED SPEND PER SINGLE-RECEIPT TRANSACTION | CASHBACK PER TRANSACTION |
October 20 to November 19, 2024 | minimum of five (5) single-receipt transactions per spend cut-off | ₱1,000 to below ₱3,000 | ₱50 |
November 20 to December 19, 2024 | ₱3,000 & up | ₱100 |
Illustration:
Transactions | Cashback |
1 to 4 | No Cashback |
5 & up | Start earning cashback from 1st transaction |
Transaction | Transaction Amount
Min. of ₱1,000
| Cashback |
1 | ₱1,500 | ₱50 |
2 | ₱500 | ₱0 |
3 | ₱3,000 | ₱100 |
4 | ₱3,000 | ₱100 |
5 | ₱5,000 | ₱100 |
6 | ₱10,000 | ₱100 |
|
| TOTAL: ₱450 |
- The following posted transactions are qualified for the promo:
- Domestic retail/straight transactions
- Overseas retail/straight transactions
- Installment transactions
- Bills Payment/Recurring transactions
- Online transactions
- Mail & telephone orders
- Cash Loan (12 months and up tenor)
- Balance Transfer (12 months and up tenor)
The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living).
- Transactions made by the Supplementary cardholder will be qualified as part of the Principal cardholder’s spend.
- Qualified cardholders can earn a maximum of ₱3,000 CASHBACK per spend cut-off, total of ₱6,000 CASHBACK for the duration of the promo, to be credited to the qualified RCBC JCB Credit Card within 30 business days from the end of the promo.
- Upon meeting the required spend, the cardholder must fill out the redemption form until December 19, 2024 at https://cloud.marketing.rcbcbankard.com/jcbcashback and input the following details: Card embossed name (name as it appears on card), First 8 and Last 4 digits of Card, and Unique Code (to be sent via SMS)
- The cardholder must only register ONCE and ensure that correct details are entered.
- By registering for the promo, the cardholder agrees to receive SMS/text messages or e-mails, and freely consents to process his/her personal information in relation to the promo.
- Qualified cardholder’s account must be active and in good standing at the time of the crediting.
- A cardholder will receive a notification via SMS that the CASHBACK has been credited to his/her qualified RCBC JCB Credit Card on or before January 31, 2025.
- The cardholder will be charged the cost of the CASHBACK if he/she cancels the qualifying purchase and/or if the credit card transaction or redemption is found to be fraudulent.
- The offer cannot be exchanged for cash, rewards points, or products other than the offers indicated above.
- In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corp. with the concurrence of DTI shall be considered final.
- All questions and issues related to the promo can be accommodated beyond the promo period but in no case beyond forty (30) days from the end of promo.
- The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Credit Card.
Per DTI Fair Trade Permit Nos. FTEB-205180 Series of 2024