
PROMO MECHANICS
A. Eligibility
- The promo is open to all RCBC Mastercard Credit Cardholders whose accounts are active and in good credit standing.
- To join the Promotion, cardholder must tap a valid RCBC Mastercard Credit Card for a minimum ₱10,000 single receipt purchase at any participating branch of SM Store.
- Straight and installment transactions using a valid RCBC Mastercard Credit Card in-store and personal shopper paid via card present are eligible for the promotion, transactions paid via iPay88/email billing are excluded in the promo.
- Cardholders whose accounts are suspended or terminated are not eligible to join the promotion.
B. Promotion Mechanics and Conditions
- RCBC Mastercard Credit Cardholders can enjoy an instant fixed discount of ₱1,000 from Monday to Thursday, 12:00NN to 2:00PM, with a minimum single-receipt purchase of ₱10,000 (straight or installment transaction) at any SM Store branch nationwide.
- Promo offers are time-bound. Discounts apply only during the scheduled time window.
- Promo runs every Monday to Thursday until December 31, 2025.
- All RCBC Mastercard Credit Card transactions must be made within the promo period and time window to avail of the discount.
- Upon completing the minimum single-receipt RCBC Mastercard Credit Card transaction, the POS will automatically award the ₱1,000 discount.
- Discounts are applied at the point of sale for qualified transactions and are applicable to all items.
- The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SMAC/SM Prestige discounts, and other SM discounts).
- Offer is non-transferable, non-refundable and non-convertible to cash.
- Promo is in conjunction with other Mastercard promotions within SM Store.
- Splitting of transactions for the purpose of getting multiple discounts is not allowed.
- By joining this promo, the Cardholder confirms that he/she has read, understood, and agrees to be bound by the mechanics of the promo.
Per DTI Fair Trade Permit No. FTEB-238320 Series of 2025